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109 Jerome Ln, Cahokia, IL, 62206

6beds
6baths
3,432sqft
$280,000
$82price/sqft
$2,593/moest. monthly cost
$103,720/yrincome needed

About This Home

Don't miss this all-brick 6-unit multi-family property, offering immediate cash flow with 5 of 6 units currently occupied! Each unit features a comfortable 1-bedroom layout with a combined kitchen/dining area, spacious living room, and full bathroom, an efficient, low-maintenance floor plan tenants love. Enjoy the low upkeep of solid brick construction, plus a newly installed deck adding fresh outdoor appeal for residents. Radiant floor heat keeps units cozy through the winter, while individual window AC units give tenants control over their own cooling and help keep utility costs down for ownership. Ideally located just minutes from St. Louis, offering tenants easy access to downtown employment, dining, and entertainment. With steady occupancy already in place, this is a fantastic addition to any investment portfolio. Schedule your showing today!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
2/10
1/10
Cahokia High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Apartment Style
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6

Features

  • Kitchen/Dining Room Combo
  • Finished area above ground: 3,432

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,432
  • Total interior livable area: 3,432 sqft

Property

Details

  • Parcel number: 0135.0309017
  • Special condition: Listing As Is

Features

  • Levels: Two

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$488$5,856
Property Taxes $427$5,124
Electricity $263$3,167
Total$2,593$31,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,902/yr
40% on housing$77,790/yr
45% on housing$69,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 62206$41
St. Clair County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 62206$89
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$280,000
2026-07-27Listed for sale$280,000
2021-08-30Sold$139,000
2021-03-24Listing removed--
2018-01-12Listing removed$500
2017-12-25Listed for rent$500
2017-03-17Listing removed$500
2017-03-16Price change$500
2017-03-15Listed for rent$550
2016-05-24Sold$90,000
2015-12-17Price change$91,500
2015-11-17Listed for sale$85,000
2013-12-31Listing removed$169,145
2013-09-26Listed for sale$169,145

For Sale by Agent

AgentStacey Lacroix
BrokerageStrano & Associates

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