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1223 W Main St, Belleville, IL, 62220

6beds
5baths
1,992sqft
$375,000
$188price/sqft
$3,076/moest. monthly cost
$123,040/yrincome needed

About This Home

Check out this fully renovated 5-unit investment property! This building has been completely updated from top to bottom, including all-new electrical wiring with separate meters, and fully redone plumbing throughout all units. Each unit features new water heaters, bathtubs, vanities, flooring, cabinets, and modern light fixtures. The property is equipped with high-efficiency mini-split systems and the exterior has been repaired and freshly painted, making this a truly turn-key asset. This is a strong cash-flowing property with the following unit breakdown: Four 1-bedroom / 1-bath units Three units currently renting at $925/month One unit renting at $900/month One 2-bedroom / 1-bath unit renting at $1,200/month Total monthly income: $4,875 Don’t miss this opportunity to own a fully renovated, income-producing multi-family property. Schedule your showing today!

Getting Around

58
WalkingSomewhat Walkable
33
TransitSome Transit
65
BikeBikeable

Schools

7/10
8/10
Central Jr High SchoolGrades 7-82.1 mi
5/10

Construction

Condition

  • Year built: 1897

Materials

  • Construction materials: Aluminum Siding,Brick,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5

Cooling

  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Features

  • Finished area above ground: 1,992

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 0821.0326015
  • Special condition: Standard

Lot

  • Lot size: 4,791 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$456$5,472
Property Taxes $571$6,852
Electricity $153$1,838
Total$3,076$36,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,462/yr
40% on housing$92,280/yr
45% on housing$82,026/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 62220$83
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62220$96
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Price change$375,000
2026-01-27Price change$395,000
2025-12-20Price change$420,000
2023-09-05Pending sale$59,900
2023-09-01Sold$53,000
2023-07-27Contingent$59,900
2023-05-04Listed for sale$59,900
2017-09-05Sold$62,000
2017-06-26Pending sale$79,900
2017-05-22Listed for sale$79,900
2015-03-20Listing removed$45,000
2015-02-10Price change$45,000
2015-02-02Price change$59,900
2015-01-13Price change$69,900
2014-12-22Price change$72,500
2014-10-31Listed for sale$79,900

For Sale by Agent

AgentTristan Reising
BrokerageMustard Seed Realty

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