595 Cawley Dr #4-3C, Frederick, MD, 21703
About This Home
Investor Opportunity! Welcome to 595 Cawley Drive, Unit #4-3C! This meticulously maintained 2-bedroom, 2-bath condo offers spacious, low-maintenance living in a desirable elevator building on the top (4th) floor — with no one above you. Inside, you’ll find beautiful hardwood flooring throughout, complemented by vaulted ceilings in the living and dining areas and large windows that fill the space with natural light. The kitchen features maple cabinetry, electric cooking, and a full appliance suite including stove, refrigerator, microwave, along with a built-in pantry and space for a cozy breakfast table. The primary suite provides a peaceful retreat with vaulted ceilings, a ceiling fan, two closets, and a private en-suite bath complete with a walk-in shower and tile flooring. A well-sized second bedroom with ceiling fan sits conveniently near the second full bath. A storage/utility closet and in-unit washer and dryer add everyday convenience. Investment Highlights: Tenant in place through the End of May 2027, Current rent: $1,785/month which includes water/sewer, HOA & Condo Fees, and management fee. Long-term tenant (8 years) who would like to stay with reliable occupancy and immediate cash flow. This is a turnkey investment offering comfort, convenience, and steady income in a prime location.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2004
Materials
- Foundation: Slab
- Construction materials: Combination,Brick
Type & Style
- Home type: Condo
- Architectural style: Colonial
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Oven/Range - Electric,Washer,Water Heater,Gas Water Heater
- Laundry features: Dryer In Unit,Washer In Unit,In Unit
Bathroom2
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Breakfast Room
- Level: Main
Dining Room
- Features: Flooring - Wood
- Level: Main
Features
- Built-in Features,Elevator,Bathroom - Tub Shower,Breakfast Area,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Pantry,Recessed Lighting,Walk-In Closet(s)
- Finished area below ground: 0
- Finished area above ground: 1,362
Foyer
- Features: Flooring - Wood
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,362
- Total interior livable area: 1,362 sqft
Kitchen
- Features: Flooring - Wood
- Level: Main
Living Room
- Features: Flooring - Wood
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Utility Room
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 1102250438
- Attached to another structure: Yes
- Zoning: PND
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Play Area,Play Equipment,Sidewalks,Street Lights,Balcony
- Has view: Yes
- View description: Mountain(s),City
Parking
- Parking features: Asphalt,Handicap Parking,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $461 | $5,532 |
| Electricity | $281 | $3,374 |
| Total | $2,320 | $27,840 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $299,900 |
| 2026-04-15 | Listed for sale | $304,900 |
| 2018-04-16 | Listing removed | $1,435 |
| 2018-03-16 | Listed for rent | $1,435 |
| 2004-06-25 | Sold | $199,345 |
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