See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

21090 Sharp St Unit 112, Rock Hall, MD, 21661

2beds
2baths
1,129sqft
$469,000
$415price/sqft
$3,224/moest. monthly cost
$128,960/yrincome needed

About This Home

Back on the market. Spectacular Chesapeake Bay waterview condo located in the heart of Rock Hall. Beautiful upgrades include LVP flooring, tile bathrooms, kitchen cabinets, backsplash, granite countertops and appliances, plus new electric fireplace. Relax on the recently refinished Bayview deck or cuddle up next to the fireplace. The convenience of condo living lets you enjoy all the festivals and fun Rock Hall has to offer without the maintenance headaches. This unit has been used as a high quality short term rental for more than a year.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
2/10
Kent County Middle SchoolGrades 6-811.3 mi
5/10
Kent County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Structural Insulated Panel System (SIPS)

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Has Laundry,Main Level

Bathroom1

  • Features: Flooring - Ceramic Tile,Soaking Tub
  • Level: Upper

Bathroom2

  • Features: Flooring - Ceramic Tile
  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Open Floorplan,Kitchen Island,Pantry,Soaking Tub,Dry Wall
  • Door features: French Doors
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,129

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,129
  • Total interior livable area: 1,129 sqft

Kitchen

  • Features: Granite Counters,Flooring - Luxury Vinyl Plank,Kitchen - Electric Cooking,Pantry
  • Level: Main

Living Room

  • Features: Flooring - Luxury Vinyl Tile,Flooring - Luxury Vinyl Plank
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1505027535
  • Zoning: MC
  • Zoning description: Marine Commercial
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Awning(s),Extensive Hardscape,Play Area,Storage,Barbecue,Sidewalks
  • Has view: Yes
  • View description: Bay,Garden,Marina
  • Has water view: Yes
  • Water view: Bay,Marina

Lot

  • Features: Backs - Open Common Area,Cleared,Corner Lot,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Storage,Basement,Covered,Garage Faces Rear,Garage Door Opener,Asphalt,Parking Space Conveys,Driveway,Paved,Attached,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Drought
Hurricane
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$213$2,556
Property Taxes $359$4,308
Electricity $281$3,374
Total$3,224$38,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,537/yr
40% on housing$96,720/yr
45% on housing$85,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 21661$172
Kent County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 21661
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Listed for sale$469,000
2025-10-15Contingent$469,000
2025-09-22Price change$469,000
2025-08-15Listed for sale$475,000
2023-11-30Sold$410,000
2023-10-25Pending sale$439,000
2023-09-23Listed for sale$439,000

For Sale by Agent

AgentCindy Genther
BrokerageRock Hall Properties Real Estate

Similar Homes