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21090 Sharp St #133, Rock Hall, MD, 21661

3beds
2baths
1,650sqft
$545,000
$330price/sqft
$3,701/moest. monthly cost
$148,040/yrincome needed

About This Home

Experience the allure of waterfront living with this stunning condominium, perfectly situated to offer breathtaking views of the Chesapeake Bay and the Rock Hall Harbor. Inside, you are greeted by an inviting ambiance, accentuated by updated kitchen and flooring that seamlessly blend style and functionality. Whether you’re an aspiring chef or simply enjoy the art of entertaining, the modern kitchen is designed to inspire culinary creativity, boasting stainless steel appliances and ample storage space. Just up the stairs you will find two large guest bedrooms, washer and dryer, and a full bathroom. The primary bedroom is located on the third level with a view of the Bay. You'll love the large private balcony overlooking the Chesapeake. The primary bathroom has a soaking tub as well as a shower, and a walk-in closet with ample space for storage. This residence is located a short stroll from marinas, a vibrant array of restaurants, and downtown shops. Easy access to festivals throughout the summer and fall, enjoy a delightful day out or a cozy evening at your favorite eatery. The charm of this location is not just limited to daytime adventures; it transforms into a magical setting at night! The best part is the unobstructed views of spectacular 4th of July fireworks, all from the comfort of your own home. This condominium offers relaxation and convenience while taking in all the charms of Rock Hall. With a focus on comfort, every corner is thoughtfully designed to cater to your needs, blending modern amenities with the natural beauty of its surroundings. Don’t miss the opportunity to make this beautiful condominium your own! Embrace the coastal lifestyle and let the Chesapeake Bay become your new escape.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
2/10
Kent County Middle SchoolGrades 6-811.3 mi
5/10
Kent County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2003

Materials

  • Foundation: Block,Concrete Perimeter,Flood Vent,Pillar/Post/Pier
  • Roof: Architectural Shingle
  • Construction materials: Combination,HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Architectural style: Coastal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Oven/Range - Electric,Refrigerator,Ice Maker,Dishwasher,Microwave,Exhaust Fan,Washer/Dryer Stacked,Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Pantry,Primary Bath(s),Primary Bedroom - Bay Front,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub,Bathroom - Stall Shower
  • Door features: Sliding Glass,Storm Door(s)
  • Window features: Skylight(s),Storm Window(s),Window Treatments
  • Flooring: Hardwood,Ceramic Tile,Carpet,Wood
  • Fireplace features: Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1505027594
  • Zoning: MC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Bay,Harbor,Marina,Panoramic,Pasture,Water,Scenic Vista
  • Has water view: Yes
  • Water view: Bay,Harbor,Marina,Water
  • Waterfront features: Bayside,Bay
  • Waterbody name: Chesapeake Bay

Parking

  • Total spaces: 2
  • Parking features: Storage,Covered,Garage Door Opener,Inside Entrance,Garage Faces Front,Asphalt,Under Home Parking,Attached,Driveway,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Drought
Hurricane
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$248$2,976
Property Taxes $417$5,004
Electricity $281$3,374
Total$3,701$44,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,891/yr
40% on housing$111,030/yr
45% on housing$98,693/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 21661$169
Kent County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 21661
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-24Listed for sale$545,000
2006-07-31Sold$450,000
1997-05-20Sold$110,000

For Sale by Agent

AgentLynn Hilfiker
BrokerageGunther-McClary Real Estate

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