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519 Seaway Ln Unit 157, Cambridge, MD, 21613

3beds
3baths
2,059sqft
$314,900
$153price/sqft
$2,433/moest. monthly cost
$97,320/yrincome needed

About This Home

Lovely End Unit in Deep Harbor! This like-new, 3-level townhome delivers incredible value and convenience, a water view, and a long list of upgraded finishes throughout — including enhanced flooring, additional recessed lighting, high-end fixtures, composite decking, and upgraded kitchen + bath selections that elevate both style and function. Thoughtfully designed -the entry level features a welcoming foyer and versatile den—ideal as a home office, lounge, fitness space, or playroom—plus interior access to the attached garage. The main living level showcases an exceptional kitchen with abundant cabinetry, beautiful backsplash, recessed lighting, stainless steel appliances, large center island, and plenty of prep + storage space. Enjoy connection to the outdoors with two composite decks overlooking Cambridge Creek & Generation III Marina—perfect for morning coffee, sunset watching, or entertaining. The top floor features a lovely primary suite with tray ceiling detail, walk-in closet, private deck, dual vanities, and an oversized walk-in shower. Two additional bedrooms share a beautifully appointed hall bath. A great perk is the full-size stack washer & dryer which are conveniently located on the bedroom level. Deep Harbor amenities include: gated entrance, waterside walking paths, community pool, and marina access—and are all within walking distance to downtown Cambridge dining, shops, events, and waterfront recreation. **The unit is located in an area of Deep Harbor where short term rental like Air BNB, VRBO, etc. are permitted- making this a great investment opportunity as well! ** Boat slips are available on a first come first serve basis within the Deep Harbor Community OR utilize slip leases at: City of Cambridge's Municipal Yacht Basin, Dorchester Co., Generation III Marina, and Cambridge Yacht Club. Don’t miss this exceptional opportunity to secure a modern, low-maintenance home on the Eastern Shore!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

1/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: Morgan
  • Builder name: Beazer

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Instant Hot Water,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Gas Water Heater
  • Laundry features: Has Laundry,Laundry Room

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Upper

Den

  • Level: Main

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Combination Kitchen/Dining,Floor Plan - Traditional,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Pantry,Upgraded Countertops,Walk-In Closet(s),Dry Wall,Tray Ceiling(s)
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,059

Foyer

  • Level: Main

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,059
  • Total interior livable area: 2,059 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Upper

Living Room

  • Level: Upper

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1007214316
  • Zoning: U
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Harbor,Other
  • Has water view: Yes
  • Water view: Harbor
  • Waterbody name: Cambridge Creek

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Cold Wave
Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$165$1,980
Property Taxes $395$4,740
Electricity $281$3,374
Total$2,433$29,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,417/yr
40% on housing$72,990/yr
45% on housing$64,880/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$154
Dorchester County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$314,900
2026-04-16Listed for sale$319,900
2026-01-13Listing removed$325,000
2025-11-11Listed for sale$325,000
2025-10-29Listing removed$334,900
2025-08-11Listed for sale$334,900
2025-06-25Listing removed$334,500
2025-03-24Price change$334,500
2024-12-21Listed for sale$339,500
2022-10-26Sold$330,990

For Sale by Agent

AgentSydney Johnson Cohee
BrokerageSharon Real Estate P.C.

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