340 Shipyard Dr, Cambridge, MD, 21613
About This Home
*** House will be back for sale in Spring - Seller will still allow showings and consider offers before then***** ***** Sellers are offering $5000 in closing help or an interest rate by down to the buyer****** Nestled in the charming town of Cambridge, this meticulously cared-for, almost-new townhome offers a wonderful blend of comfort and style. Step inside to discover a versatile finished recreation room on the first floor – envision a productive home office, a fun game room, or an extra space for entertaining guests. On the second level you will be greeted by a bright and airy living space. The kitchen boasts a convenient center island and elegant granite countertops. Seamlessly connected are a cozy breakfast area and an open living room, creating an ideal flow for everyday living and gatherings. Upstairs, you'll find three generously sized bedrooms. The primary suite is a true retreat, complete with a private bathroom and walk-in closet. This lovely townhome in Cambridge presents a fantastic opportunity for low-maintenance living in a vibrant, private, gated, waterfront community on the Choptank River featuring a pool, club house and marina. Don't miss your chance to make it yours! ****This home is in an FHA Approved Section of the Community! ***
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2024
Materials
- Foundation: Other
- Roof: Architectural Shingle
- Construction materials: Combination
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Gas,Refrigerator,Tankless Water Heater
- Laundry features: Has Laundry,Dryer In Unit,Washer In Unit,Upper Level
Bathroom2
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Breakfast Area,Combination Kitchen/Dining,Dining Area,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Upgraded Countertops,Dry Wall
- Door features: Six Panel,Sliding Glass
- Window features: Double Pane Windows,Energy Efficient
- Flooring: Carpet,Luxury Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 1,796
Great Room
- Level: Main
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,796
- Total interior livable area: 1,796 sqft
Kitchen
- Level: Main
Primary Bathroom
- Level: Upper
Primary Bedroom
- Level: Upper
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1007217757
- Zoning: RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Lighting,Sidewalks
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Driveway,Attached,Parking Lot
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $440 | $5,280 |
| Electricity | $281 | $3,374 |
| Total | $2,478 | $29,736 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $315,000 |
| 2026-02-04 | Listing removed | $315,000 |
| 2025-10-20 | Price change | $299,900 |
| 2025-10-04 | Price change | $305,000 |
| 2025-09-12 | Listed for sale | $317,999 |
| 2025-09-10 | Listing removed | $317,999 |
| 2025-09-02 | Price change | $317,999 |
| 2025-07-10 | Price change | $318,000 |
| 2025-05-15 | Listed for sale | $321,990 |
| 2024-05-28 | Sold | $283,118 |
| 2023-11-01 | Pending sale | $277,990 |
| 2023-10-16 | Price change | $277,990 |
| 2023-10-04 | Listed for sale | $287,990 |
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