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262 Sams Trl, Waynesville, NC, 28786

4beds
3baths
2,666sqft
$590,000
$221price/sqft
$3,777/moest. monthly cost
$151,080/yrincome needed

About This Home

Enjoy breathtaking mountain views from this beautifully maintained 4 bedroom, 3 bath home in a peaceful pastoral setting in Waynesville. Conveniently located near the entrance to the Blue Ridge Parkway and just minutes from downtown Waynesville and Sylva, this property offers the perfect blend of privacy and accessibility. Paved roads provide reliable year-round access. Inside, the open floor plan features abundant natural light, vaulted ceilings, hardwood floors, custom kitchen details, updated bathrooms, and oversized bedrooms. Sliding doors on the main level lead to a spacious deck, where you can relax or entertain while taking in the stunning mountain views. Three spacious bedrooms are on the main floor, including the primary suite with ensuite bath. The expansive lower level offers a large family room with a wood-burning stove, fourth bedroom and bathroom and ample storage. Walk out sliders open to the lower patio, and multiple windows fill the space with natural light. High-speed internet available. Additional features include an oversized two-car garage. a storage shed and workshop/storage area in the basement.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Hazelwood ElementaryGrades PK-54.0 mi
4/10
Waynesville MiddleGrades 6-85.0 mi
7/10
Tuscola HighGrades 9-128.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition,Metal
  • Construction materials: Synthetic Stucco,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Daylight,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Recreation Room,Wood Burning Stove
  • Finished area below ground: 1,115
  • Finished area above ground: 1,551

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 2,666 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7684806190
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 0.85 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$226$2,712
Property Taxes $320$3,840
Electricity $248$2,979
Total$3,777$45,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,497/yr
40% on housing$113,310/yr
45% on housing$100,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 28786$219
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28786$230
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Contingent$590,000
2026-04-08Price change$590,000
2026-02-12Listed for sale$599,000
2019-05-03Sold$325,000
2019-03-24Pending sale$350,000
2019-02-13Price change$350,000
2019-02-08Price change$359,400
2019-01-24Price change$359,600
2019-01-11Price change$359,800
2018-10-30Price change$360,000
2018-10-24Price change$361,000
2018-10-17Price change$362,000
2018-10-10Price change$363,000
2018-10-02Price change$364,000
2018-07-27Listed for sale$365,000
2018-06-18Listing removed$352,000
2018-06-10Listed for sale$352,000
2014-11-26Sold$320,000
2014-10-27Pending sale$335,000
2013-09-11Listed for sale$335,000
2009-09-01Sold$299,000
2009-07-17Listed for sale$299,900

For Sale by Agent

AgentMelissa Rogers
BrokerageKeller Williams Great Smokies

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