51 Spruce St, Maggie Valley, NC, 28751
About This Home
Welcome to your peaceful hideaway in the mountains, your perfect opportunity to relax & disconnect. This wood cabin is being offered furnished, all you'll need to do is bring your suitcase. It's tucked away in the Wild Acres neighborhood in a wooded, serene setting at 3,400 feet with gentle Summer breezes & lovely Winter mountain views. Inside, you’ll find two bedrooms & a full bath on the main level, with an airy loft upstairs that includes a bonus space (currently being used as a sleeping quarters, but home is on 2 bedroom septic), full bath, & laundry. The rustic, natural materials add to the charming cabin feel. Cozy up in the winter by the wood burning stove with a book, play a card game with friends, or enjoy a meal with the ones you love on the covered front porch. This home has been well cared for & in the same family since it was built. This is the first time it's been offered for sale. A great opportunity for a personal getaway or furnished rental—get ready to exhale & enjoy!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Crawl Space
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Refrigerator,Washer,Washer/Dryer
- Laundry features: Laundry Closet,Upper Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Open Floorplan
- Flooring: Tile,Vinyl,Wood
- Fireplace features: Wood Burning Stove
- Finished area below ground: 0
- Finished area above ground: 1,167
Heating & Cooling
- Heating features: Baseboard,Ductless,Wood Stove
- Cooling features: Ductless
Interior Area
- Total structure area: 1,167
- Total interior livable area: 1,167 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 7686931640
- Zoning: 18R029
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Deck,Front Porch
- Has view: Yes
- View description: Winter
- Waterfront features: None
Lot
- Lot size: 0.77 Acres
- Features: Private,Sloped,Wooded,Views
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Haywood County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,895 | $22,740 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $232 | $2,784 |
| Electricity | $200 | $2,405 |
| Total | $2,464 | $29,568 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $379,000 |
| 2025-11-02 | Listing removed | $425,000 |
| 2025-08-04 | Listed for sale | $425,000 |
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