404 Red Bank Rd, Waynesville, NC, 28786
About This Home
Step into a storybook cottage retreat, thoughtfully restored while preserving its timeless charm and character. Tucked among towering trees and mature landscaping, this one-of-a-kind property is where nature, creativity, and comfort come together. Inside the main home, vintage details blend beautifully with modern updates. Warm wood floors, stone accents in the kitchen, and reclaimed doors create an inviting atmosphere filled with nostalgic charm. Relax on the porch and take in beautiful views of Mt. Lyn Lowery, or wander across the road with your morning coffee to enjoy the peaceful creekside setting—perfect for meditation, reading, or simply cooling off in the shade. The detached studio expands the property's possibilities, offering an inspiring space for artists, a private home office, hobby room, fitness area, or entertaining guests. Rich in character and thoughtfully designed, it provides the flexibility to fit a variety of lifestyles. A fenced side yard offers room for pets to play, while multiple porches invite you to slow down and embrace the mountain lifestyle. Whether you're searching for a magical mountain getaway, a creative retreat, or a full-time residence surrounded by nature, this enchanting property is truly unlike anything else.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Stone,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Microwave,Refrigerator,Wall Oven,Washer/Dryer
- Laundry features: Laundry Closet,Main Level
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Flooring: Tile,Wood
- Fireplace features: Living Room,Propane
- Finished area below ground: 0
- Finished area above ground: 1,281
Heating & Cooling
- Heating features: Ductless,Heat Pump,Propane,Other
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,281
- Total interior livable area: 1,281 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 7694005876
- Zoning: None
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch
- Fencing: Back Yard
- Has view: Yes
- View description: Mountain(s),Year Round
Lot
- Lot size: 0.67 Acres
- Features: Level,Rolling Slope,Wooded,Views
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Ice Storm
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Haywood County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,320 | $27,840 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $326 | $3,912 |
| Electricity | $200 | $2,405 |
| Total | $3,021 | $36,252 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $459,000 |
| 2026-06-22 | Listing removed | $459,000 |
| 2026-05-29 | Listed for sale | $459,000 |
| 2023-08-22 | Sold | $425,000 |
| 2023-06-15 | Listed for sale | $447,000 |
For Sale by Agent
View on Zillow