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29 Plum Nearly Ln, Maggie Valley, NC, 28751

4beds
2baths
2,034sqft
$479,000
$235price/sqft
$3,095/moest. monthly cost
$123,800/yrincome needed

About This Home

OWNER FINANCING available on this 2 unit log sided mountain views home in desirable Maggie Valley. Well maintained with a new roof, new fencing, PLUS all new a/c, water heaters, flooring etc within the last approx 36 months. and much more! Both units rent for a total of approx $3K per month with rents being well under market value! Live in one side and let the other side pay your mortgage. Year round mountain views. Private wooded rear. Walk to restaurants and shops. Private paved street with year round access. Originally priced at $599K and is now available at $499K for a quick sale. Tenants pay all utilities. Spectrum cable and internet available.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
4/10
Waynesville MiddleGrades 6-83.4 mi
7/10
Tuscola HighGrades 9-125.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cabin
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,034

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Property

Details

  • Parcel number: 7696688138
  • Zoning: res
  • Special condition: Standard

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$175$2,100
Property Taxes $298$3,576
Electricity $200$2,405
Total$3,095$37,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,114/yr
40% on housing$92,850/yr
45% on housing$82,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28751$212
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28751$267
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$499,000
2025-12-18Sold$454,000
2025-07-08Sold$430,000
2025-05-18Price change$499,000
2025-02-21Price change$549,900
2025-01-18Listed for sale$599,000
2022-10-03Listing removed--
2022-09-23Price change$1,650
2022-09-16Listed for rent$1,900
2022-09-14Sold$180,000
2021-09-02Sold$225,000
2017-11-17Listing removed$295,000
2017-06-22Listed for sale$295,000
2014-04-02Listing removed$349,000
2013-09-27Listed for sale$349,000

For Sale by Agent

AgentChris Chagnon
BrokerageAction Creek Business and Realty Services

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