See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

612 Whispering Winds Rd, Waynesville, NC, 28785

1beds
2baths
1,271sqft
$389,000
$306price/sqft
$2,538/moest. monthly cost
$101,520/yrincome needed

About This Home

Inviting mountain cabin with VIEWS! The private, rustic-comfortable getaway you’ve been looking for: Take in the stunning views from the wraparound deck and spacious covered porch—or relax by the large stone fireplace in the expansive great room! The huge primary bedroom includes a full width closet plus lockable storage space, and efficient ladder stairs to the cozy guest loft (handy extra space not included in the square footage due to low ceiling height). The primary bathroom flows into the laundry area and has an adjacent half-bath as well. In the basement/crawlspace, you’ll find a cool platform fitted out as a workshop space for all your projects! You can love this home as a primary residence as it's currently used, or put it to work for you as a vacation rental as was done by previous owners. So many opportunities! Come and see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
4/10
Waynesville MiddleGrades 6-83.6 mi
7/10
Tuscola HighGrades 9-124.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Construction materials: Stucco,Log,Wood,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Partial,Storage Space,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen Island,Open Floorplan
  • Door features: Insulated Door(s),Screen Door(s),Storm Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile
  • Fireplace features: Great Room
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,271

Great Room

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Kitchen Island,Open Floorplan
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,271
  • Total interior livable area: 1,271 sqft

Kitchen

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Loft

  • Features: Attic Finished,Attic Stairs Fixed
  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 8607237087
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Wrap Around
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 0.42 Acres
  • Features: Private,Sloped,Wooded,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$132$1,584
Property Taxes $240$2,880
Electricity $200$2,405
Total$2,538$30,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,017/yr
40% on housing$76,140/yr
45% on housing$67,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 28785$167
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28785$243
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$399,000
2025-11-29Listing removed$399,000
2025-08-28Listed for sale$399,000
2019-03-28Sold$169,000
2019-01-23Pending sale$169,900
2018-03-16Price change$169,900
2016-07-08Price change$159,900
2015-02-06Price change$175,000
2014-08-27Price change$189,750
2014-05-25Listed for sale$195,500
2007-09-26Sold$179,500

For Sale by Agent

AgentMatt Barker
BrokerageNest Realty Asheville

Similar Homes