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120 Stovall St, Waynesville, NC, 28786

5beds
4baths
0sqft
$500,000
--price/sqft
$3,175/moest. monthly cost
$127,000/yrincome needed

About This Home

Tucked beneath a canopy of mature trees and just minutes from charming Downtown Waynesville, this rare private estate offers a potential of 5,800+ square feet of an extraordinary opportunity to create a one-of-a-kind mountain retreat, family compound, or multi-generational living property. The main residence has been taken down to the studs and is ready for a visionary owner to bring new life to every level. Whether you're dreaming of a luxury mountain estate, private homestead, or income-producing property, the possibilities here are truly endless. Positioned above the expansive garage is a nearly completed guest house renovation featuring separate living quarters, kitchen facilities, and private access. The oversized garage is a standout feature, offering exceptional space for RV storage, multiple vehicles, recreational equipment, workshop use, hobbies, or business needs. A circular drive and generous parking areas provide convenience and flexibility for guests and gatherings alike. Enjoy the feeling of being tucked away in your own private woodland setting while remaining only moments from shopping, dining, healthcare, and all the amenities of Downtown Waynesville. Opportunities like this are seldom available—a unique estate property with room to dream, create, and make entirely your own. Buyers are encouraged to verify all improvements and intended use.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Junaluska ElementaryGrades K-51.2 mi
4/10
Waynesville MiddleGrades 6-81.3 mi
7/10
Tuscola HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Composition
  • Construction materials: Brick Partial,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Bath/Stubbed,Daylight,Exterior Entry,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Open Floorplan,Storage,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl,Wood
  • Fireplace features: Great Room,Kitchen,Wood Burning
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8615682671
  • Zoning: EW-ND
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio,Terrace
  • Waterfront features: None

Lot

  • Lot size: 0.99 Acres
  • Features: Level,Paved,Private,Wooded,Views

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage Faces Front,Garage Shop,RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$191$2,292
Property Taxes $256$3,072
Electricity $200$2,405
Total$3,175$38,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,857/yr
40% on housing$95,250/yr
45% on housing$84,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28786$219
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28786$230
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$500,000
2026-06-04Listed for sale$550,000
2025-10-30Sold$519,000
2025-02-28Listing removed$600,000
2024-10-30Listed for sale$600,000
2024-07-17Listing removed--
2024-07-17Pending sale$540,000
2024-07-14Price change$540,000
2024-07-09Price change$550,000
2024-06-28Pending sale$560,000
2024-06-21Listed for sale$560,000
2023-06-12Sold$290,000
2018-09-01Listing removed$315,000
2018-07-17Price change$315,000
2018-04-04Listed for sale$339,000
2017-06-17Listing removed$280,000
2017-05-29Price change$280,000
2017-03-22Price change$299,999
2017-02-03Price change$325,000
2017-01-06Price change$470,000
2016-11-03Price change$325,000
2016-10-31Price change$350,000
2016-09-29Price change$495,000
2016-09-14Listed for sale$350,000
2016-08-07Listing removed$325,000
2016-06-27Price change$325,000
2016-02-14Listed for sale$350,000

For Sale by Agent

AgentSarah Corn
BrokerageKeller Williams Great Smokies

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