See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Zemery Ln, Waynesville, NC, 28786

6beds
3baths
2,689sqft
$559,999
$208price/sqft
$3,583/moest. monthly cost
$143,320/yrincome needed

About This Home

20 Zemery Ln is a classic colonial brick home built in 1948 that features a fantastic main home with an ideal guest home, only a short walk from downtown Waynesville. The two homes combined boast over 2,600 square feet of living area with 6 beds and 3 baths. 20 Zemery has a great open feel throughout the home, highlighted by 8-foot ceilings and large rooms with ample natural light. The main floor opens into a warm family room that invites you into the large living room, updated kitchen, and dedicated dining room. There is also a dedicated full guest bathroom on the main floor with a fully finished porch just off the kitchen. The classic wooden staircase leads up to the second floor, which offers four generous bedrooms and another full bathroom. 30 Zemery has been used as a long-term rental since August 2024 and is available for short-term or long-term rental. With two beds, one full bath, a kitchen, and a large living room featuring mountain views, this guest home could be the perfect mother-in-law suite or rental property. There is plenty of storage underneath 20 Zemery, including a dedicated 1-car garage and a large storage area. In front of the guest home, a roughly 30-foot by 30-foot gravel driveway offers great overflow parking and space for your guests. When you step into the back yard, you’ll find raised garden beds starting to sprout garlic, herbs, and carrots. Mature trees and garden beds are scattered throughout this well-laid-out double lot, offering great shade, privacy, and beautiful spring blooms. Recent important updates include a full main home rewire, new heat pumps installed in 2024, and new roofs for both homes installed in 2022. These recent updates help make this home truly move-in-ready, allowing you to move in now while you customize this beauty exactly as you'd like. 20 and 30 Zemery are within walking distance of downtown Waynesville, a 5-10 minute drive to most Waynesville attractions, and a 35-minute drive to downtown Asheville.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Junaluska ElementaryGrades K-50.7 mi
4/10
Waynesville MiddleGrades 6-82.0 mi
7/10
Tuscola HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Laminate,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 593
  • Finished area above ground: 2,096

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,689 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Entry Slope less than 1 foot

Details

  • Parcel number: 8616907322
  • Zoning: mixed use
  • Special condition: Standard
  • Other equipment: Other - See Remarks

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Level,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Detached Garage,Parking Space(s),RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$214$2,568
Property Taxes $288$3,456
Electricity $250$3,005
Total$3,583$42,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,845/yr
40% on housing$107,490/yr
45% on housing$95,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 28786$220
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28786$230
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$579,999
2026-03-20Listed for sale$599,999
2024-04-29Sold$467,500
2023-10-13Price change$499,500
2023-09-21Listed for sale$520,000
2023-09-01Listing removed--
2023-06-23Price change$525,000
2023-06-01Listed for sale$540,000

For Sale by Agent

AgentTravis Bouck
BrokerageHoward Hanna Beverly-Hanks Waynesville

Similar Homes