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747 Osborne Rd, Clyde, NC, 28721

3beds
3baths
1,721sqft
$514,900
$299price/sqft
$3,319/moest. monthly cost
$132,760/yrincome needed

About This Home

Beautiful mountain home for sale in Clyde! This gorgeous 3 bedroom, 2.5 bath home now sits on over 2 1/2 acres! Built in 2008, this home features an updated and modernized interior. The kitchen features soft close cabinets, quartz countertops, stainless steel appliances, wonderful backsplash, coffee bar and a full pantry! The main living area has a wood burning fireplace, and access to the welcoming covered deck and outdoor area with terraced rock walls, and winter mountain views to enjoy amazing sunsets! Hardwood floors are installed throughout the home. The primary bath features a jacuzzi tub, and both bathrooms have tiled floors. This wonderful home is private and quiet, with plenty of parking! Whether you live here full time or seasonally, you will love this home! Schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Clyde ElementaryGrades PK-52.1 mi
8/10
Canton MiddleGrades 6-83.8 mi
7/10
Pisgah HighGrades 9-123.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Pantry
  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,721

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,721
  • Total interior livable area: 1,721 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 8636803967
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Mantle above fireplace,dual shower head in primary bath
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Exterior features: Fire Pit
  • Fencing: Wood

Lot

  • Lot size: 2.69 Acres
  • Lot size dimensions: per plat

Parking

  • Total spaces: 4
  • Parking features: Driveway,Parking Space(s)
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Drought
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,603$31,236
Home Insurance *$180$2,160
Property Taxes $336$4,032
Electricity $200$2,405
Total$3,319$39,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,794/yr
40% on housing$99,570/yr
45% on housing$88,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 28721$214
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28721$228
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$499,900
2026-07-30Price change$514,900
2026-07-12Price change$524,900
2026-06-28Price change$534,900
2026-06-16Listed for sale$550,000
2021-06-18Sold$372,000
2020-11-06Sold$140,000
2020-10-15Pending sale$154,900
2020-08-20Listed for sale$154,900
2020-07-17Pending sale$154,900
2020-06-22Listed for sale$154,900
2020-04-17Listing removed$159,900
2020-01-28Price change$159,900
2019-12-05Price change$164,900
2019-07-26Price change$170,000
2019-05-20Listed for sale$175,900
2019-02-13Sold$149,900
2018-12-27Price change$247,699
2018-12-20Price change$247,799
2018-12-13Price change$247,899
2018-12-06Price change$247,999
2018-11-29Price change$248,099
2018-11-23Price change$248,199
2018-11-15Price change$248,299
2018-11-08Price change$248,399
2018-11-01Listed for sale$248,499
2007-08-02Sold$25,000

For Sale by Agent

AgentJim Brinkley
BrokerageLantern Realty & Development

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