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197 Mulberry St, Clyde, NC, 28721

2beds
2baths
1,098sqft
$294,900
$269price/sqft
$1,984/moest. monthly cost
$79,360/yrincome needed

About This Home

Priced to sell and under market value!!! Welcome home to this beautifully remodeled, move-in-ready 2-bedroom, 2-bath contemporary cottage full of charm. Thoughtfully updated with modern fixtures, and a functional kitchen, this home offers a warm and inviting space perfect for everyday living. The fenced front yard is ideal for pets and play, while the spacious flat backyard provides plenty of room for family gatherings, gardening, outdoor fun, or simply relaxing. Conveniently located near I-40 and local schools, you’ll enjoy easy commutes and quick access to daily essentials. Don’t miss this wonderful opportunity to own a stylish, comfortable home in a convenient location—schedule your showing today! Brand new energy efficient electrical panel! Motivated sellers!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Clyde ElementaryGrades PK-51.0 mi
8/10
Canton MiddleGrades 6-83.8 mi
7/10
Pisgah HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Sump Pump,Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Door features: Screen Door(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,098

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,098
  • Total interior livable area: 1,098 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits,No Interior Steps

Details

  • Parcel number: 8637619341
  • Zoning: CR-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.36 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 120126120123

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$103$1,236
Property Taxes $190$2,280
Electricity $200$2,405
Total$1,984$23,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,022/yr
40% on housing$59,520/yr
45% on housing$52,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 28721$221
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28721$228
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$285,500
2026-07-23Price change$294,900
2026-06-25Price change$300,000
2026-06-03Price change$314,900
2026-05-21Listed for sale$319,500
2024-09-24Sold$289,000
2024-08-19Price change$299,000
2024-08-10Listed for sale$310,000
2022-06-15Sold$230,000
2022-05-15Pending sale$219,900
2022-05-14Contingent$219,900
2022-05-14Listed for sale$219,900
2015-06-18Sold$75,000
2015-05-12Pending sale$82,900
2015-03-20Price change$82,900
2014-08-26Listed for sale$85,500

For Sale by Agent

AgentLaura Cuellar
BrokerageRedfin Corporation

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