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264 Moonbeam Ln, Clyde, NC, 28721

4beds
5baths
3,926sqft
$799,000
$204price/sqft
$5,132/moest. monthly cost
$205,280/yrincome needed

About This Home

Imagine winding through the scenic beauty of Crabtree Valley and up a charming country road to your private Hidden Valley retreat. Tucked away in a serene mountain setting, this secluded estate offers the perfect balance of tranquility, natural beauty, and unforgettable views. Breathtaking long-range mountain vistas surround the property, creating a backdrop that feels both peaceful and inspiring. Inside, warm and inviting spaces welcome you home, with cozy fireplaces both upstairs and downstairs that create the perfect setting for relaxing after a day of exploring the mountains. Step outside to enjoy the fresh mountain air—soak in the hot tub beneath a canopy of stars, sip your morning coffee while taking in the sweeping views, or gather with friends and family around the fire pit as the sunset paints the sky. This beautifully maintained log home boasts a proven track record as a successful vacation rental, making it an outstanding investment opportunity, personal getaway, or full-time residence. Thoughtfully cared for and designed for both comfort and connection to the outdoors, the home offers exceptional versatility. Whether you envision a private mountain sanctuary, a luxury short-term rental, or a legacy retreat to share with family and friends for generations, this property delivers a rare combination of privacy, comfort, and opportunity in an extraordinary mountain setting. The home technically has five bedrooms, but must be advertised as a four bedroom due to septic permit.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Riverbend ElementaryGrades K-55.3 mi
4/10
Waynesville MiddleGrades 6-812.5 mi
7/10
Tuscola HighGrades 9-128.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Other - See Remarks
  • Roof: Metal
  • Construction materials: Log,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Gas Water Heater,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Flooring: Carpet,Laminate,Tile,Wood
  • Fireplace features: Fire Pit,Gas Vented,Living Room
  • Finished area below ground: 1,963
  • Finished area above ground: 1,963

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Natural Gas,Propane
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 3,926 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8741609172
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Side Porch,Wrap Around
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Long Range

Lot

  • Lot size: 1.49 Acres
  • Features: Private,Sloped,Wooded,Views

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Strong Wind
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$280$3,360
Property Taxes $447$5,364
Electricity $365$4,388
Total$5,132$61,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,954/yr
40% on housing$153,960/yr
45% on housing$136,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28721$216
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28721$228
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$799,000
2026-05-11Price change$840,000
2026-03-13Listed for sale$850,000
2026-01-19Listing removed$850,000
2025-10-30Price change$850,000
2025-07-22Listed for sale$1,000,000
2020-09-17Sold$537,000
2020-08-28Pending sale$580,000
2020-07-06Price change$580,000
2020-05-14Listed for sale$650,000
2020-01-02Listing removed$661,500
2019-09-23Price change$661,500
2019-06-05Listed for sale$675,000
2017-02-15Sold$305,000
2012-12-14Sold$255,000

For Sale by Agent

AgentCami Silver
BrokeragePatton Allen Real Estate LLC

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