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409 Dellwood Rd, Franklin, NC, 28734

3beds
3baths
2,100sqft
$439,000
$209price/sqft
$2,695/moest. monthly cost
$107,800/yrincome needed

About This Home

This immaculately maintained 3B-3 Bath home has an in law suite downstairs (appx 700 sq ft) for family or guests to stay in! This home also features 3 Bedrooms-2 Bath upstairs, uncovered front deck and rear deck covered & screened which is private, 2 car garage downstairs, central heat & air, private well, brick, vinyl siding, PAVED to the garage door, NICE fenced area for pets, metal roof, fire pit , LVP flooring, and much more. This home is in a very desirable neighborhood in a good area and close to a fire station to get inexpensive insurance rates! This sale has 2 refrigerators & 2 electric ranges transferring! 2 hour notice to show!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Iotla ElementaryGrades PK-40.8 mi
6/10
Macon Middle SchoolGrades 7-86.3 mi
6/10
Franklin HighGrades 9-124.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Single,Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partitioned,Daylight,Workshop,Exterior Entry,Interior Entry,Finished Bath,Lower/Terrace

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 132

Features

  • Bonus Room,Ceiling Fan(s),Kitchen Island,Main Level Living,Primary on Main Level,In-Law Floorplan
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: Gas Log,Insert
  • Fireplace: Yes
  • Attic: Storage Only

Heating & Cooling

  • Heating features: Electric,Propane,Forced Air,Heat Pump
  • Cooling features: Central Electric,Heat Pump

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 6576787867

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Short Range View,View-Winter,View Year Round
  • Residential vegetation: Partially Wooded
  • Living area range: 2001-2200

Lot

  • Lot size: 0.90 Acres
  • Features: Rolling

Parking

  • Parking features: Garage-Double in Basement,Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$137$1,644
Property Taxes $139$1,668
Electricity $200$2,405
Total$2,695$32,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,400/yr
40% on housing$80,850/yr
45% on housing$71,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 28734$250
Macon County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 28734
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$449,000
2023-07-03Sold$395,000
2023-06-06Contingent$399,900
2023-06-01Listed for sale$399,900

For Sale by Agent

AgentLloyd James Stamey
BrokerageUnique Properties Of Franklin

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