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587 Lakeside Cir, Franklin, NC, 28734

2beds
3baths
1,820sqft
$325,000
$179price/sqft
$2,051/moest. monthly cost
$82,040/yrincome needed

About This Home

Tucked just minutes from town, this private mountain retreat offers the perfect blend of convenience, comfort, and investment potential—ideal as a full-time residence or short-term rental. Set on two combined lots for added privacy, the home enjoys peaceful water views of the community lake, perfect for canoeing or kayaking, all while benefiting from cooler mountain temperatures. Inside, vaulted ceilings and a stunning wood-burning stone fireplace create a warm, inviting atmosphere. The main level features 2BR/1.5BA, while the lower level offers a full bath and expansive bonus room—ideal for bunk space, guests, or a hobby area. Outdoor living shines with a large screened porch, open deck with pergola, and paver patio—perfect for entertaining or relaxing in nature. Ample storage throughout, plus a one-car garage, complete this versatile mountain getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Cartoogechaye ElementaryGrades PK-41.8 mi
6/10
Macon Middle SchoolGrades 7-83.3 mi
6/10
Franklin HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partitioned,Finished,Heated,Daylight,Recreation/Game Room,Exterior Entry,Interior Entry,Washer/Dryer Hook-up,Finished Bath

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Bonus Room,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Kitchen/Dining Room,Large Master Bedroom,Main Level Living,Primary on Main Level,Rec/Game Room,Walk-In Closet(s)
  • Door features: Doors-Insulated
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Luxury Vinyl Plank
  • Fireplace features: Wood Burning,Stone
  • Fireplace: Yes
  • Attic: Storage Only

Heating & Cooling

  • Heating features: Electric,Wood,Heat Pump
  • Cooling features: Central Electric,Heat Pump

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 6585201535

Features

  • Levels: Two
  • Patio & porch: Deck,Porch,Screened Porch/Deck
  • Has view: Yes
  • View description: Lake,Short Range View,View Year Round,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: Lake,Lake Access
  • Residential vegetation: Partially Wooded
  • Living area range: 1801-2000

Lot

  • Lot size: 1.11 Acres
  • Features: Wooded

Parking

  • Parking features: Garage-Single in Basement,Carport-Single Detached,Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$101$1,212
Property Taxes $107$1,284
Electricity $200$2,405
Total$2,051$24,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,320/yr
40% on housing$61,530/yr
45% on housing$54,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28734$251
Macon County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 28734
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$339,000
2026-01-01Listing removed$339,000
2025-10-06Listed for sale$339,000
2025-10-01Listing removed$349,900
2025-09-26Price change$349,900
2025-08-14Price change$369,000
2025-07-15Price change$375,000
2025-06-20Listed for sale$393,000
2023-08-11Sold$220,000
2023-07-23Contingent$250,000
2023-07-20Price change$250,000
2023-07-18Listed for sale$300,000
2023-07-13Contingent$300,000
2023-06-26Price change$300,000
2023-06-05Listed for sale$325,000

For Sale by Agent

AgentRashaune H. De La Cruz
BrokerageVignette Realty, LLC

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