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672 Summit Ridge Rd, Franklin, NC, 28734

3beds
3baths
2,406sqft
$649,000
$270price/sqft
$3,917/moest. monthly cost
$156,680/yrincome needed

About This Home

Beautiful cabin in Watauga Vista with breathtaking year around views at 3400' elevation. Large deck with southern, eastward and westward views. Bonuses are a hot tub, lovely gazebo, whole house generator and 11x20 storage building. The interior is as lovely as the view with a cast iron gas fireplace insert w/blower, beautiful tongue & groove wood ceilings, heated oversized 2-car garage, lower patio perfect for rocking and enjoying the view and weather. The gated community has a clubhouse, lake, 3 picnic areas (one with a nice waterfall), creeks, walking trails and easy year round access paved and gravel roads throughout. Internet is available in the community. 30 year shingles installed 2013. Property is made up of 2 parcels (one in Jackson Co/one in Macon Co) and adjoins USFS on one side. Be sure to look up both parcels and tax cards. Furnishings are negotiable. This is currently a rental, there will be blocked days so current rental stays are not interrupted.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Iotla ElementaryGrades PK-46.6 mi
6/10
Macon Middle SchoolGrades 7-87.2 mi
6/10
Franklin HighGrades 9-127.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Cabin,Current Rental

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Heated,Daylight,Exterior Entry,Interior Entry,Washer/Dryer Hook-up,Finished Bath

Bedroom2

  • Level: Basement
  • Area: 152.1

Bedroom3

  • Level: Basement
  • Area: 152.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 179.2

Features

  • Ceiling Fan(s),Kitchen/Dining Room,Large Master Bedroom,Pantry
  • Window features: Insulated Windows
  • Flooring: Hardwood,Ceramic Tile,Luxury Vinyl Plank
  • Fireplace features: Gas Log,Stone,Blower Fan
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Heat Pump,Ductless

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Kitchen

  • Level: First
  • Area: 176.64

Living Room

  • Level: First
  • Area: 486

Master Bedroom

  • Level: First
  • Area: 294

Property

Details

  • Parcel number: 7517564077
  • Other equipment: Generator

Features

  • Levels: Two
  • Patio & porch: Deck,Porch,Screened Porch/Deck
  • Has spa: Yes
  • Spa features: Hot Tub/Spa
  • Has view: Yes
  • View description: Long Range View,Short Range View,Valley,View Year Round
  • Residential vegetation: Partially Wooded
  • Living area range: 2401-2600

Lot

  • Lot size: 1.10 Acres
  • Features: Adjoins USFS,Elevation over 3000

Parking

  • Parking features: Garage-Double in Basement,Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$203$2,436
Property Taxes $209$2,508
Electricity $224$2,689
Total$3,917$47,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,297/yr
40% on housing$117,510/yr
45% on housing$104,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 28734$249
Macon County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 28734
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$649,000
2022-10-20Listing removed--
2022-04-16Pending sale$579,000
2022-04-16Listing removed--
2022-04-15Pending sale$579,000
2022-04-14Sold$579,000
2022-02-17Contingent$579,000
2022-02-12Listed for sale$579,000
2015-10-05Listing removed$189,900
2015-10-05Listed for sale$189,900
2015-09-30Sold$175,000
2015-08-18Pending sale$189,900
2015-08-12Listed for sale$189,900
2015-07-31Pending sale$189,900
2015-06-18Price change$189,900
2013-06-06Listed for sale$229,900
2012-09-29Listing removed$240,000
2012-06-14Listed for sale$240,000

For Sale by Agent

AgentAngela Sarvis
BrokerageMason Peak Mountain Properties, LLC

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