105 Hidden Hollow Ln, Otto, NC, 28763
About This Home
Private and Unrestricted, this charming mountain home offers no covenants or HOA, so bring your chickens, RVs, and outdoor toys. Tucked into the trees and just minutes from the US Forest Service, the property sits on a mostly level, partially cleared lot reached by a scenic, tree-lined gravel drive. The covered front porch looks out over a peaceful pasture, a natural spot for morning coffee or watching deer move through at dusk. Inside, vaulted ceilings and an open layout connect the living room, dining area, and kitchen, with hardwood floors adding warmth and character throughout. The main level includes spacious, light-filled bedrooms and a full bath with tub/shower combo and laundry. Additional 3rd room offers a nice space for an office. Upstairs, a generous loft provides flexible space for guests, a bunk room, or a quiet mountain retreat. Metal roof. Perfectly situated between Franklin, NC, Clayton, GA, and Highlands, NC, with quick access to USFS trails right out your door for hiking, fishing, and ATV riding. Unrestricted acreage with room for animals, RVs, and recreational toys, this one checks a lot of boxes for the mountain lifestyle buyer.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farm House,Cottage,Cabin
- Property subType: Residential,Cabin
Interior
Appliances
- Appliances included: Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Exterior Entry,Crawl Space
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Bonus Room,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Kitchen/Dining Room,Living/Dining Room,Main Level Living,Primary on Main Level
- Door features: Doors-Storm All
- Flooring: Carpet,Hardwood,Ceramic Tile
- Fireplace features: None
- Attic: Other
Heating & Cooling
- Heating features: Propane,Baseboard
- Cooling features: None
Interior Area
- Total structure area: 0
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 6499011905
Features
- Levels: One and One Half
- Patio & porch: Porch
- Living area range: 1401-1600
Lot
- Lot size: 0.43 Acres
- Features: Allow RVs,Level,Level Yard,Private,Unrestricted
Parking
- Parking features: No Garage,None-Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $70 | $840 |
| Electricity | $200 | $2,405 |
| Total | $1,338 | $16,056 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Price change | $199,000 |
| 2026-06-05 | Price change | $220,000 |
| 2026-05-05 | Listed for sale | $250,000 |
| 2019-09-16 | Sold | $111,500 |
| 2019-08-05 | Pending sale | $125,000 |
| 2019-07-02 | Price change | $125,000 |
| 2019-05-28 | Price change | $150,000 |
| 2019-05-01 | Listed for sale | $185,000 |
| 2015-01-16 | Sold | $70,000 |
| 2014-10-01 | Listed for sale | $75,000 |
| 2014-06-21 | Listing removed | $87,000 |
| 2013-08-22 | Listed for sale | $87,000 |
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