124 Spring Valley Ln, Otto, NC, 28763
About This Home
Tucked away at the end of the road for ultimate privacy, this beautifully renovated 3-bedroom, 2-bath home sits on 1.57 peaceful acres and offers the perfect blend of comfort, functionality, and mountain charm. Nearly everything has been updated, making this property truly move-in ready. Recent improvements include a new roof, furnace, central AC, water heater, appliances, flooring, paint, updated electrical, PEX plumbing, HardiePlank exterior siding, custom cabinets, granite countertops, a new deck, paved driveway, & a beautiful boulder retaining wall. The property features a spacious 2-car garage w/electricity, a separate wired workshop, & a tractor shed, providing plenty of room for hobbies, storage, or equipment. There is even an RV electrical hookup for guests or travel convenience. Enjoy the sounds of the creek that runs along the lower boundary of the property while relaxing among mature trees and established shrubbery that create a peaceful, park-like setting. Located in a small community of only five homes, this property offers rare privacy and tranquility while still providing modern conveniences. Property has enough space for another home.— this is your own paradise.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Custom
- Property subType: Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
- Laundry features: First Level
Basement
- Basement: None
Bedroom2
- Level: First
- Area: 115.62
Bedroom3
- Level: First
- Area: 128.27
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 118.11
Features
- Cathedral/Vaulted Ceiling,Ceiling Fan(s),Soaking Tub,Great Room,Kitchen/Dining Room,Large Master Bedroom,Living/Dining Room,Main Level Living,Primary w/Ensuite,Primary on Main Level,New Kitchen,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s)
- Door features: Doors-Insulated
- Window features: Insulated Windows
- Flooring: Luxury Vinyl Plank
- Fireplace features: Wood Burning,Stone
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Electric,Wood,Forced Air
- Cooling features: Central Electric,Heat Pump
Interior Area
- Total structure area: 1,593
- Total interior livable area: 1,593 sqft
Kitchen
- Level: First
- Area: 114.33
Living Room
- Level: First
- Area: 241.76
Master Bedroom
- Level: First
- Area: 179.2
Office
- Level: First
- Area: 216.32
Property
Details
- Parcel number: 6489770981
- Other equipment: Satellite Dish
Features
- Patio & porch: Deck,Porch
- Waterfront features: Stream/Creek
- Residential vegetation: Partially Wooded
- Living area range: 1401-1600
Lot
- Lot size: 1.57 Acres
- Features: Allow RVs,Level Yard,Open Lot,Private,Rolling
Parking
- Parking features: Garage-Double Detached,Garage Door Opener,Paved Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Ice Storm
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $139 | $1,668 |
| Electricity | $200 | $2,405 |
| Total | $2,459 | $29,508 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Price change | $395,000 |
| 2026-05-18 | Listed for sale | $425,000 |
| 2012-12-29 | Listing removed | $79,900 |
| 2012-12-25 | Listed for sale | $79,900 |
| 2011-12-12 | Sold | $65,000 |
| 2011-10-15 | Listed for sale | $79,900 |
View on Zillow