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30 Ideal Acres Rd, Otto, NC, 28763

4beds
3baths
1,818sqft
$324,900
$179price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

Tucked away in a peaceful mountain setting, this newly renovated 4-bedroom, 2-bath log cabin blends rustic charm with modern comfort. Filled with natural light, the open and inviting interior features a spacious main-level primary suite complete with a private ensuite bath and large walk-in shower. The main level also features an additional bedroom and separate bath. Upstairs, you'll find two additional bedrooms and a full bath, offering plenty of space for family and guests. Step outside to the covered porch, the perfect place to relax and take in the serene farm-like views and cool mountain air. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this charming cabin is ready to welcome you home. Don't miss your chance to experience mountain living at its best!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
South Macon ElementaryGrades PK-48.1 mi
6/10
Macon Middle SchoolGrades 7-811.5 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,Master On Main Level
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,818

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,818
  • Total interior livable area: 1,818 sqft

Property

Details

  • Parcel number: 6488820809

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.04 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Kitchen Level,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Ice Storm
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$101$1,212
Property Taxes $100$1,200
Electricity $200$2,405
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28763$163
Macon County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 28763
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$324,900
2026-06-24Price change$349,900
2026-05-21Listed for sale$374,900
2022-05-27Sold$132,000
2022-05-18Contingent$149,900
2022-04-27Listed for sale$149,900

For Sale by Agent

AgentChip C Durpo
BrokerageDurpo Realty Associates

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