1050 Us Highway 19, Topton, NC, 28781
About This Home
Spacious 4-Bedroom Home with Creek and Two Guest Apartments Near the Nantahala River! An investors dream!! This 4-bedroom, 2-bath home offers plenty of space and potential just 1 mile from the beautiful Nantahala River—an area loved by rafters and outdoor enthusiasts. The main home features a roomy layout with great bones and just needs a little TLC to bring it back to life. A detached garage includes two 1-bedroom, 1-bath apartments, perfect for guests, extended family, or extra income to pay your mortgage! A peaceful creek runs along the back of the property, adding to its mountain charm. Located along Hwy 19, this property is half way between Harrah's Cherokee Casino and Harrah's Valley River Casino. It offers easy access to the river (1 mile to the put-in), it's close to area hiking trails (Appalachian and Bartram), and there are endless possibilities for someone ready to make it their own mountain retreat. Fix it up, rent it out, or live in one and let the others pay your mortgage—so many ways to make this property work for you! Did I mention no restrictions or limitations on short term rentals? Schedule a showing today! Seller will consider reasonable offers- put a offer in today before you miss this gem!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Good
- Year built: 1979
Materials
- Foundation: Combination
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Oven,Electric Water Heater
- Laundry features: Main Level,Washer/Dryer Connection
Basement
- Has basement: Yes
- Basement: Dirt Floor,Exterior Entry,Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Features
- Ceiling Fan(s),Paneling,Primary on Main
- Flooring: Carpet,Vinyl,Other
- Fireplace features: None
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Property
Details
- Parcel number: 5598928882
- Zoning description: Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Fencing: None
- Waterfront features: Branch
Lot
- Lot size: 0.65 Acres
- Features: Level/Rolling Land,Less than 1 Acre
Parking
- Total spaces: 3
- Parking features: Concrete,Garage Double Detached,Attached Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Ice Storm
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $89 | $1,068 |
| Electricity | $200 | $2,405 |
| Total | $1,932 | $23,184 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Price change | $300,000 |
| 2026-02-24 | Price change | $325,000 |
| 2025-12-06 | Price change | $350,000 |
| 2025-10-14 | Listed for sale | $375,000 |
| 2024-10-30 | Listing removed | -- |
| 2024-08-01 | Listed for sale | $400,000 |
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