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1408 Tellico Rd, Franklin, NC, 28734

4beds
2baths
2,290sqft
$550,000
$240price/sqft
$3,340/moest. monthly cost
$133,600/yrincome needed

About This Home

Step back in time with this captivating 1895-built farmhouse nestled in the heart of nature. Situated on nearly 97 acres rolling pastureland and mountain vistas; this rare gem offers an idyllic blend of historic charm and breathtaking landscape. Built in 1895, this farmhouse exudes warmth and authenticity with original details, hardwood floors, and timeless style. Expansive rolling fields perfect for livestock, farming, or simply enjoying the peace and quiet of rural life. Surrounding vistas of the Appalachian foothills create a picturesque backdrop year-round. There's a private pond ideal for fishing or just watching and A true vintage structure with character – great for storage, events, or restoration.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Iotla ElementaryGrades PK-45.7 mi
6/10
Macon Middle SchoolGrades 7-811.2 mi
6/10
Franklin HighGrades 9-129.5 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven/Range,Gas Oven/Range,Refrigerator,Electric Water Heater,Gas/Propane Water Heater

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Ceramic Tile Bath,Country Kitchen,Kitchen Island,Kitchen/Dining Room,Main Level Living,Primary w/Ensuite,Primary on Main Level,Workshop
  • Door features: Doors-Insulated/Storm,Doors-Screens
  • Window features: Windows-Insulated/Storm
  • Flooring: Hardwood,Ceramic Tile,Combination
  • Fireplace features: Wood Burning,Stone,Flue
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Propane,Baseboard,Mini-Split
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 6558868755

Features

  • Levels: Two
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Short Range View,Valley
  • Waterfront features: Pond
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes
  • Living area range: 2201-2400

Lot

  • Lot size: 97 Acres
  • Features: Level Yard,Open Lot,Pasture,Suitable for Horses,Unrestricted

Parking

  • Parking features: Garage-Single Detached,Garage-Double Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Inland Flooding
Lightning
Strong Wind
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$172$2,064
Property Taxes $174$2,088
Electricity $213$2,559
Total$3,340$40,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,514/yr
40% on housing$100,200/yr
45% on housing$89,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28734$250
Macon County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 28734
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-07Listed for sale$2,100,000
2025-09-15Listing removed$2,100,000
2025-06-24Listed for sale$2,100,000
2008-02-19Sold$1,050,000

For Sale by Agent

AgentLisa Lawton
BrokerageLamplighter Realty

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