431 Judds Trl, Franklin, NC, 28734
About This Home
The ultimate mountain getaway or high-performing STR investment awaits at 431 Judds Trail! Re-Built in 2024, this stunning modern barndominium features a rustic wood exterior and sits on a private 1.05-acre lot perfectly positioned across from the Little Tennessee River. Inside, the incredibly bright, well-lit two-story design features a split floor plan that is ideal for hosting groups. The main level offers a private primary suite, plus a beautiful modern kitchen with stainless steel appliances and a breakfast bar. Upstairs, you will find two additional bedrooms and a spacious family room, giving guests plenty of space to spread out and relax after a day of exploring. Investors will love the low-maintenance metal roof and the peace of mind of brand-new construction. Location is everything, and this property delivers! Situated just 20 minutes north of Franklin, you are at the epicenter of outdoor adventure. Enjoy easy access to Queen Branch Park, Fontana Lake, Bryson City, the GSMNP, and the Nantahala Outdoor Center. Whether you want a private retreat or a cash-flowing asset, this modern gem checks every box.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven/Range,Refrigerator,Electric Water Heater
Basement
- Basement: None
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Kitchen/FR Combo,Large Master Bedroom,New Kitchen,Open Floorplan
- Window features: Windows-Storm Part
- Flooring: Combination,Luxury Vinyl Plank
- Fireplace features: None
- Attic: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,901
- Total interior livable area: 1,901 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 6568791815
Features
- Exterior features: None
- Residential vegetation: Partially Wooded
- Living area range: 1801-2000
Lot
- Lot size: 1.05 Acres
- Features: Level Yard,Unrestricted
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Macon County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $125 | $1,500 |
| Electricity | $200 | $2,405 |
| Total | $2,467 | $29,604 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $369,000 |
| 2026-06-30 | Listed for sale | $399,000 |
| 2025-03-19 | Sold | $365,000 |
| 2025-03-01 | Contingent | $369,900 |
| 2025-02-17 | Price change | $369,900 |
| 2025-01-23 | Price change | $379,500 |
| 2024-12-21 | Listed for sale | $399,900 |
| 2024-06-06 | Sold | $120,000 |
| 2024-05-15 | Contingent | $115,000 |
| 2024-05-13 | Listed for sale | $115,000 |
| 2005-09-02 | Sold | $55,000 |
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