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1921 Franklin Rd, Highlands, NC, 28741

4beds
5baths
2,960sqft
$1,800,000
$608price/sqft
$11,241/moest. monthly cost
$449,640/yrincome needed

About This Home

Step into this Highlands retreat situated across the street from Lake Sequoyah. Own your own private dock to enjoy the lake & sit on the porch overlooking the calm water. With 4 bedrooms and 5 full bathrooms, there's plenty of room for owners and guests alike to enjoy this mountain getaway. Curated to embrace mountain lifestyle this home is cozy and comfortable. There's even a wood-burning cookstove in the kitchen you can use if you want to take a step back in time. When you're not soaking in the relaxing atmosphere of the home, take a short drive into downtown Highlands for the best shopping and dining experiences the plateau has to offer. You're also only about a half-hour from Franklin, NC & Dillard, GA. This home sits adjacent to 3 vacant lots which are also available for purchase, which would total around 4.86 acres if purchased together. Highlands is calling! Schedule your trip to see this gorgeous property today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
Highlands SchoolGrades K-122.1 mi
6/10
Macon Middle SchoolGrades 7-810.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Stucco,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: European,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Electric Water Heater,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,Master On Main Level,Vaulted Ceiling(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,960
  • Total interior livable area: 2,960 sqft

Property

Details

  • Parcel number: 7530665298

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges,Swim Dock
  • Waterbody name: Lake Sequoyah
  • Frontage type: Lakefront,Waterfront
  • Residential vegetation: Partially Wooded,Wooded

Lot

  • Lot size: 1.84 Acres
  • Features: Other,Sloped

Parking

  • Parking features: Carport,Detached,Guest,Kitchen Level
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Landslide
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$1,269$15,228
Property Taxes $596$7,152
Electricity $275$3,308
Total$11,241$134,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$385,405/yr
40% on housing$337,230/yr
45% on housing$299,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$608This listing

vs Other Active Listings

Avg $/sqft

ZIP 28741$1,665
Macon County$557

vs Homes Sold Last Month

Median $/sqft

ZIP 28741
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$1,800,000
2023-02-15Sold$760,000
2023-01-07Pending sale$850,000
2022-12-05Listed for sale$850,000
2022-10-07Pending sale$850,000
2022-09-07Listed for sale$850,000

For Sale by Agent

AgentKasie H Campbell, Poss Realty
BrokeragePoss Realty

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