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195 Simpson Ln, MAGGIE VALLEY, NC, 28751

2beds
3baths
2,865sqft
$780,000
$272price/sqft
$5,047/moest. monthly cost
$201,880/yrincome needed

About This Home

Tucked away mountaintop at over 5,000+ elevation, this custom-built home in the coveted Maggie Valley Country Club area offers an unparalleled blend of rustic elegance and modern luxury, embodying the Arts and Crafts style that harmonizes seamlessly with its natural surroundings. Two bedrooms and three baths, the residence invites you into an open-concept living and dining area where soaring cathedral ceilings create an airy, expansive ambiance, perfect for gatherings or quiet evenings by the fire. Custom cabinetry and built-ins adorn every corner, showcasing meticulous craftsmanship that extends throughout the home, from the spacious kitchen with ample counter space, and a cozy breakfast nook ideal for morning coffee while gazing at the horizon. The covered front entry deck welcomes you, leading into interiors framed by beautiful wood-clad windows and doors that flood the space with natural light and frame breathtaking vistas. Clad in durable Hardy plank-style siding topped with architectural shingles, the exterior promises low-maintenance longevity while blending into the forested landscape. But the true star is the 50-mile multilayered, year-round view—sweeping panoramas of rolling Appalachian ridges, vibrant fall foliage, misty valleys, and distant peaks that shift with the four seasons, offering a living masterpiece from nearly every room. The primary suite is a private sanctuary, featuring an open loft sitting area with a warm fireplace all under a dramatic vaulted ceiling that enhances the sense of grandeur. Step into the primary suite and out onto the intimate Juliette deck for a moment of solitude amid the treetops, and indulge in the luxury of two expansive walk-in closets providing abundant storage for your wardrobe and treasures. Descend to the partial finished basement, thoughtfully plumbed for a full kitchen, where an open recreational/family space awaits customization—perhaps a home theater, gym, or guest suite—complemented by a full bath and dedicated laundry area streamlines daily chores, while the oversized single-car garage offers ample room for vehicles and hobbies, complete with a large storage area to house seasonal gear or tools. For peace of mind in this remote paradise, a reliable household generator ensures uninterrupted comfort during mountain storms. Privacy reigns supreme at the end of a paved road, accessible via smooth brick pavers that guide you to this secluded haven, free from through traffic and enveloped by whispering pines and wildlife. Entertainment and relaxation reach new heights on the large double decks spanning both levels—one upper for relaxing under the stars, and a lower for lounging in the shade—each designed to maximize those epic views, whether hosting summer barbecues, stargazing parties, or simply unwinding with a book as the sun dips below the layers of blue-hued mountains. This mountain-top retreat isn’t just a home; it’s a gateway to a lifestyle of serenity, adventure, and natural beauty, where every detail—from the hand-selected materials to the thoughtful layout—has been curated to foster connection with the environment and loved ones. Imagine waking to birdsong, hiking nearby trails in the Great Smoky Mountains, or teeing off at the prestigious Maggie Valley Country Club just below, all while returning to this fortress of comfort that feels worlds away yet conveniently close to amenities. With its robust construction, energy-efficient features, and endless potential for personalization, this property stands as a rare opportunity for those seeking a forever home or a luxurious vacation escape in one of North Carolina’s most enchanting regions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
4/10
Waynesville MiddleGrades 6-85.5 mi
7/10
Tuscola HighGrades 9-126.7 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other - See Remarks
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Basement

Features

  • Built-in Features,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 756
  • Finished area above ground: 2,109

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,109
  • Total interior livable area: 2,865 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 7687968449
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 2.02 Acres
  • Features: Private,Rolling Slope,Wooded,Views

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$286$3,432
Property Taxes $551$6,612
Electricity $266$3,202
Total$5,047$60,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,040/yr
40% on housing$151,410/yr
45% on housing$134,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 28751$211
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28751$267
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Price change$849,900
2025-12-03Price change$895,000
2025-11-06Price change$950,000
2025-10-27Listed for sale$1,150,000

For Sale by Agent

AgentBrian K. Noland
BrokerageHoward Hanna Beverly-Hanks Waynesville

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