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87 Rockwood Rd, Waynesville, NC, 28786

5beds
6baths
3,380sqft
$799,999
$237price/sqft
$5,126/moest. monthly cost
$205,040/yrincome needed

About This Home

New Price for this must see 5 BR / 4 1/2 bath home on 2.5 acres with breathtaking mountain views 4,600 ft elevation. Designed for those who appreciate both elegance and ease, the home invites you to unwind on the expansive deck with hot tub, where sunrise views and cool mountain evenings become part of your daily rhythm. Every detail has been thoughtfully enhanced, from energy-efficient windows and updated insulation to a whole-house Generac generator, ensuring effortless living in every season. At the heart of the home, the kitchen is both functional and sophisticated, featuring custom cabinetry, granite surfaces, a generous island with prep sink, hot water dispenser, and a walk-in pantry—ideal for gatherings and entertaining. The primary suite offers a retreat with a custom walk-in shower and dual vanities, separate sitting area creating a peaceful escape at the end of the day. The livng room has a stone surround, wood burning, fireplace with a cutom wood mantel for you to enjoy on those cold winter nights. With multiple living spaces and five well-appointed bedrooms, meticulously maintained, the home easily accommodates guests or multi-generational living while maintaining a sense of intimacy and comfort. The grounds are equally impressive, offering ample space, privacy, Apple trees, and additional structures for storage and hobbies. This is more than a home, it’s a mountain lifestyle, where elevated views, modern upgrades, and timeless surroundings come together in one remarkable Waynesville property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
Hazelwood ElementaryGrades PK-53.1 mi
4/10
Waynesville MiddleGrades 6-83.1 mi
7/10
Tuscola HighGrades 9-125.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Freezer,Microwave,Propane Water Heater,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,In Hall,Main Level,Sink,Washer Hookup

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bedrooms: 5

Breakfast

  • Features: Built-in Features,Ceiling Fan(s),Drop Zone
  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Drop Zone,Kitchen Island,Walk-In Pantry
  • Door features: Insulated Door(s),Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Cork,Tile,Vinyl
  • Fireplace features: Living Room
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,380
  • Total interior livable area: 3,380 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,See Remarks
  • Level: Main

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Entry Slope less than 1 foot,Accessible Hallway(s)

Details

  • Parcel number: 8614602719
  • Zoning: SFR
  • Special condition: Standard
  • Exclusions: Refrigerator,Washer/Dryer

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Storage
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$306$3,672
Property Taxes $461$5,532
Electricity $314$3,777
Total$5,126$61,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,748/yr
40% on housing$153,780/yr
45% on housing$136,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 28786$219
Haywood County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 28786$230
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$799,999
2026-04-16Listed for sale$820,000

For Sale by Agent

AgentKaren Foster, eXp Realty, LLC
BrokerageeXp Realty, LLC

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