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996 Crestview Dr, Otto, NC, 28763

4beds
3baths
2,346sqft
$399,500
$170price/sqft
$2,488/moest. monthly cost
$99,520/yrincome needed

About This Home

Fully renovated home featuring a bright daylight basement that maximizes usable living space with abundant natural light. The interior showcases granite countertops, updated cabinetry, and modern fixtures throughout. Architectural highlights include wood cathedral ceilings and leaded glass accents on the main level, along with hardwood doors throughout the home. The property is equipped with a modern HVAC system featuring two mini-split units with six individual zones for efficient and customizable temperature control. New laminate flooring runs through the main living areas, complemented by custom tile work and glass features in the 2.5 bathrooms. The home offers four bedrooms, including walk-in closets and well-appointed bathroom layouts. Additional living space includes a game or family room and electric fireplaces. The home has been freshly painted inside and out, creating a move-in-ready opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
South Macon ElementaryGrades PK-42.5 mi
6/10
Macon Middle SchoolGrades 7-86.6 mi
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven/Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral/Vaulted Ceiling,Ceiling Fan(s),Ceramic Tile Bath,Country Kitchen,Large Master Bedroom,Main Level Living,New Kitchen,Open Floorplan,Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Laminate
  • Fireplace features: Insert
  • Fireplace: Yes
  • Attic: Storage Only

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,346
  • Total interior livable area: 2,346 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 6571553773

Features

  • Patio & porch: Deck
  • Residential vegetation: Partially Wooded
  • Living area range: 2201-2400

Lot

  • Lot size: 1.03 Acres

Parking

  • Parking features: Garage-Double Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Ice Storm
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$124$1,488
Property Taxes $126$1,512
Electricity $218$2,622
Total$2,488$29,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,302/yr
40% on housing$74,640/yr
45% on housing$66,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 28763$160
Macon County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 28763
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$399,500
2026-03-06Price change$419,000
2026-01-31Price change$429,500
2025-12-14Price change$439,000
2025-10-31Price change$449,500
2025-10-16Listed for sale$469,500
2024-04-09Sold$206,196
2015-09-23Sold$173,500
2015-08-28Price change$169,000
2015-08-18Price change$197,000
2015-06-23Price change$169,000
2015-06-21Price change$197,000
2015-06-11Price change$187,000
2015-05-21Price change$197,000
2015-03-27Listed for sale$187,000

For Sale by Agent

AgentNicholas Huscroft
BrokerageChosen Realty Of Nc

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