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3608 Royal Palm Arch, Virginia Beach, VA, 23452

4beds
3baths
2,266sqft
$575,000
$254price/sqft
$3,881/moest. monthly cost
$155,240/yrincome needed

About This Home

Charming, light-filled two-story home built in 2004, ideally situated on a canal with direct access to the Lynnhaven River. A welcoming front porch and two-car garage offer great curb appeal. Inside, you’ll find bright, inviting spaces with tasteful updates, including formal living and dining rooms with tray ceiling and crown molding. The sunlit kitchen with breakfast bar opens to a cozy family room with a gas fireplace, creating an easy flow for everyday living. A first-floor office adds flexibility for today’s needs. Upstairs, the spacious primary suite offers a relaxing retreat with a jetted tub and separate shower, along with three additional bedrooms, including a finished room above the garage. The outdoor space features a private deck, a dock, and an outdoor shower. Launch your canoe or kayak right from your backyard and enjoy easy, waterfront living.

Getting Around

39
WalkingCar-Dependent
31
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
Malibu Elementary SchoolGrades PK-50.2 mi
6/10
7/10
Princess Anne High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,266 sqft

Property

Details

  • Parcel number: 14876705630000
  • Zoning: R75

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard,Picket,Fenced
  • Has view: Yes
  • View description: Water,Trees/Woods
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock

Lot

  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Multi Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$293$3,516
Property Taxes $463$5,556
Electricity $218$2,619
Total$3,881$46,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,062/yr
40% on housing$116,430/yr
45% on housing$103,493/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 23452$223
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23452$242
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSara Dunbar
BrokerageRedfin Corporation

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