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811 Ocean Rd, Narragansett, RI, 02882

4beds
5baths
2,768sqft
$4,695,000
$1,696price/sqft
$29,049/moest. monthly cost
$1,161,960/yrincome needed

About This Home

Welcome to a new landmark in Narragansett’s coastal landscape. Step into a new era of refined shoreline living with The Avalon Collection, an extraordinary to-be-built new construction offering unlike anything Rhode Island has seen. Perfectly positioned in the exclusive enclave of Black Point, and mere steps to one of the state’s most cherished beaches, this modern coastal masterpiece blends bold architecture with the effortless rhythm of the ocean.Wake each morning to sea-salt breezes rolling along the Narragansett coastline. Walls of glass capture panoramic ocean vistas, allowing natural light to pour in. Every residence is an intimate retreat where relaxation meets refinement.Inside, this 4 bedroom 4 bath house offers open-concept living spaces appointed with world-class finishes, custom millwork, and artisan-crafted materials. A chef’s kitchen with bespoke cabinetry, quartz island, and top-tier appliances anchors the main level, while spa-inspired baths offer imported stone, rainfall showers, and a soaking tub designed for restorative coastal living. Designed for effortless indoor-outdoor living, the home extends onto expansive terraces ideal for sunset gatherings, ocean-view dining, and quiet mornings overlooking the water. A private pool, outdoor fireplace, and cabana create a resort-style atmosphere right at home. This property can be purchased with abutting lot to offer 100ft of frontage. Subject to local & state approvals.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Narragansett Pier SchoolGrades 5-82.4 mi
10/10
Narragansett High SchoolGrades 9-122.5 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Microwave,Oven/Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,768

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Hydro-Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,768
  • Total interior livable area: 2,768 sqft

Property

Details

  • Parcel number: NARRMSB107

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach,Walk to Salt Water

Lot

  • Lot size: 8,485 sqft
  • Features: Paved

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener,Integral
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,740$284,880
Home Insurance *$2,152$25,824
Property Taxes $2,594$31,128
Electricity $563$6,764
Total$29,049$348,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$995,965/yr
40% on housing$871,470/yr
45% on housing$774,640/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,696This listing

vs Other Active Listings

Avg $/sqft

ZIP 02882$661
Washington County$610

vs Homes Sold Last Month

Median $/sqft

ZIP 02882$570
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-09Listed for sale$4,695,000
2025-10-01Sold$2,600,000
2025-09-01Pending sale$2,995,000
2025-03-27Contingent$2,995,000
2025-02-28Listed for sale$2,995,000

New Construction

AgentJennifer Petreccia
BrokerageRE/MAX ADVANTAGE GROUP

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