




44 Rock Ridge Rd, Westerly, RI, 02891
About This Home
This spectacular scenic opportunity in a highly sought-after waterfront community sitting on an expansive double lot, originally purchased as 2 separate buildable lots, encircling a magnificent view of Dr. Lewis Pond Preserve, with access to the Pond across the street where you can bring a canoe, perched atop a majestic wooded hill for privacy, this 3-level oversized custom-built home with its “watch tower” boasts soaring cathedral ceilings, an abundance of skylights, floor-to-ceiling windows, over 50 Pella windows, an internal balcony viewing the open Great Room, Jacuzzi Room and Main Entrance, and a grand floor-to-cathedral-ceiling 2-story brick fireplace. A custom-building visionary’s paradise, this expansive, unfinished residence presents a rare “blank canvas” for the discerning buyer to create a custom-made dream home in a dream location. Furthermore, for Water Lovers, the large Winnipaug Pond is at the end of the street. For golf lovers, this beautiful double lot & home w/ its picturesque custom-built bridge is strategically located between 2 golf clubs, top-rated RI 18-hole Winnipaug Country Club and 9-hole Weekapaug Golf Club on Shore Rd. The gross 5004 sq ft/3100 livable sq ft has 4 beds, but lives like an individual 6 bedroom, and 4 full baths, & has 2 Master beds w/ En-suite. Through a potential upgrade to 6 beds & 4398 sq ft using the same 5004 gross sq footprint, a possible market value increase of this home could be envisioned. Proof of funds needed upfront.
Getting Around
Schools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Clapboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished
Bathroom
- Features: Bath w Shower Stall, Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Wall (Dry Wall),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,100
Heating & Cooling
- Heating features: Oil,Forced Water
- Cooling features: Central Air
Interior Area
- Total structure area: 3,100
- Total interior livable area: 3,100 sqft
Property
Details
- Parcel number: WESTM130B59
- Zoning: R-20
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.94 Acres
- Features: Extra Lot,Paved
Parking
- Total spaces: 8
- Parking features: Integral
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hurricane
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $744 | $8,928 |
| Property Taxes | $743 | $8,916 |
| Electricity | $631 | $7,576 |
| Total | $8,691 | $104,292 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $1,999,000 |
| 2020-01-16 | Listing removed | $2,750 |
| 2019-11-01 | Price change | $2,750 |
| 2019-10-15 | Listed for rent | $3,100 |
