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27 Ricks Rd, Charlestown, RI, 02813

2beds
2baths
1,508sqft
$535,000
$355price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

Overlooking Watchaug Pond in the private tranquil community of Sonquipaug, this distinctive A-frame cottage, with seasonal water views, blends architectural charm with peaceful pond side living. Residents of the association enjoy exclusive access to boat and kayak launches, multi slip dock, private sandy beach, grassy picnic area, fishing, swimming and a cherished annual community gathering. A golf cart, included with the home, is the preferred mode of transportation to the pond. Nestled among mature trees, it has been said that the front deck of this unique cottage provides a treehouse-like perspective in summer, while winter reveals tranquil pond views and beautiful sunsets that enhance the year round appeal. Inside, the home offers two bedrooms and two bathrooms, including a loft-style retreat accessed by a ships ladder. A walk-out lower level connected inside by a spiral staircase, adds flexibility for living, guests or recreation. Andersen windows and two ductless mini-splits provide comfort throughout the seasons. In addition to the amazing community amenities, it is located under five miles to four beautiful Charlestown beaches, a short drive to Ninigret Park, Burlingame State Park and many hiking trails, allowing you to immerse yourself in the natural beauty of the area.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
10/10
Chariho High SchoolGrades 9-124.7 mi
9/10

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Family Room,Playroom

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Dry Wall),Skylight,Plumbing (PVC),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Hardwood,Laminate
  • Fireplace features: None
  • Finished area below ground: 500
  • Finished area above ground: 1,008

Heating

  • Heating features: Electric,Oil,Forced Water

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,508 sqft

Property

Details

  • Parcel number: CHARM17L117S24
  • Zoning: R2A
  • Other equipment: Cable TV
  • Foundation area: 672

Features

  • Patio & porch: Deck
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Access,Dock,Walk to Fresh Water,Walk To Water

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$242$2,904
Property Taxes $256$3,072
Electricity $389$4,675
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 02813$481
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02813$434
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$550,000
1997-10-14Sold$83,000

For Sale by Agent

AgentSharon PHILIPP
BrokerageColdwell Banker Realty

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