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41 Gladstone St, Providence, RI, 02905

4beds
2baths
1,584sqft
$599,900
$379price/sqft
$4,446/moest. monthly cost
$177,840/yrincome needed

About This Home

Beautiful new construction multi-family with easy highway access. Great opportunity for an owner-occupant or investor.

Getting Around

83
WalkingVery Walkable
52
TransitGood Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Dry Wall),Plumbing (Mixed),Plumbing (PEX),Plumbing (PVC)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: PROVM48L425
  • Attached to another structure: Yes

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$351$4,212
Property Taxes $673$8,076
Electricity $389$4,675
Total$4,446$53,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,434/yr
40% on housing$133,380/yr
45% on housing$118,560/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 02905$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02905$239
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$589,900
2026-06-24Listed for sale$599,900
2025-02-27Sold$350,000
2023-08-09Sold$29,000
2021-03-17Sold$8,117
2019-12-27Sold$2,117
2018-06-29Sold$45,057
2011-11-08Sold$6,875
2010-08-20Sold$1,261
2010-05-17Sold$8,117
2007-06-06Sold$180,745
2006-06-26Sold$220,000
1999-12-13Sold$61,000

For Sale by Agent

AgentBriana Fernandez
BrokeragePalma Realty Corporation

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