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2 Whitman St, Smithfield, RI, 02917

4beds
2baths
2,233sqft
$420,000
$188price/sqft
$3,199/moest. monthly cost
$127,960/yrincome needed

About This Home

Welcome to 2 Whitman St, a charming Cape Cod Style home nestled on a prime corner lot in the desirable Esmond neighborhood of Smithfield, RI. This 4-bedroom, 1.5-bathroom home offers over 1,400 square feet of living space, blending classic architectural character with modern comforts. The interior features timeless hardwood flooring and a functional layout that includes a spacious kitchen with stainless steel appliances, and a full basement with excellent storage or expansion potential. The property’s standout feature is its exceptional location directly across from the scenic Esmond Park and War Memorial Park. Enjoy picturesque views of the conservation area and stone bridge right from your front door. Perfectly situated for commuters, you’ll have quick access to major highways while remaining steps away from local recreation and walking trails. With two off-street parking spaces and a low-maintenance yard, this home is an incredible opportunity for those looking to build equity in a serene, park-side setting.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Old County Road SchoolGrades K-50.6 mi
6/10
Smithfield High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Unknown
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Stairs,Plumbing (Mixed)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 802
  • Finished area above ground: 1,431

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,431
  • Total interior livable area: 2,233 sqft

Property

Details

  • Parcel number: SMITM25B000L029U
  • Other equipment: Cable TV

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$191$2,292
Property Taxes $431$5,172
Electricity $454$5,457
Total$3,199$38,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,680/yr
40% on housing$95,970/yr
45% on housing$85,306/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 02917$293
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02917$288
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$470,000
2026-03-30Listed for sale$475,000
2026-01-05Sold$273,000
2019-01-18Sold$175,000
2018-11-21Listed for sale$184,900
2002-04-26Sold$126,500
1996-09-03Sold$100,000
1990-03-08Sold$115,000

For Sale by Agent

AgentJonathan Wojtowicz
BrokerageRE/MAX Impact

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