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40 Sycamore St, Providence, RI, 02909

6beds
4baths
3,800sqft
$1,349,995
$355price/sqft
$9,925/moest. monthly cost
$397,000/yrincome needed

About This Home

Experience modern comfort and historic charm at 40 Sycamore, formerly known as the “Thomas Sawyer House.” Located in Providence’s sought-after West Broadway/Armory district, this beautifully revived home is steps from top restaurants, coffee shops, and parks. The gracious owner’s unit spans two impressive floors, featuring high ceilings, a grand dining and living area, two original marble fireplaces, a stunning mahogany staircase, and a tastefully updated eat-in kitchen. With four bedrooms include a luxurious master ensuite and a convenient first-floor bedroom- this unit is designed for both elegance and functionality. The fully renovated third floor offers a versatile 2-bedroom apartment or in-law suite. Modern heating and cooling systems run throughout, and the basement provides over 1,000 square feet of finished space with high ceilings. Historic details and character abound throughout, creating an inviting atmosphere. Outside, enjoy a three-car garage with ADU potential and a tranquil patio and green space. Whether you’re an owner-occupant or investor, this property is a rare opportunity with strong Airbnb income history over the past three years. Don’t miss this exceptional opportunity to own a remarkable Providence home!

Getting Around

90
WalkingWalker's Paradise
54
TransitGood Transit
85
BikeVery Bikeable

Schools

4/10
5/10
3/10
Central High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1885

Materials

  • Construction materials: Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Baseboard

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: PROVM35L161
  • Attached to another structure: Yes

Lot

  • Lot size: 5,227 sqft
  • Features: Local Historic District

Parking

  • Total spaces: 9
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$811$9,732
Property Taxes $1,515$18,180
Electricity $773$9,286
Total$9,925$119,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$340,285/yr
40% on housing$297,750/yr
45% on housing$264,666/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 02909$240
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02909$214
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$1,349,995
2022-03-31Sold$535,000
2006-03-24Sold$429,000
1999-01-08Sold$125,000
1994-12-01Sold$103,000
1988-12-06Sold$44,000

For Sale by Agent

AgentMichelle DePina
BrokerageThe Network

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