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79 W Shore Dr, Exeter, RI, 02822

2beds
2baths
920sqft
$419,000
$455price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

Charming, Fully Updated Cottage with Peek-a-boo Waterviews and Lake Access in Desirable Boone Lake! The First Floor features an Open Concept, Renovated Kitchen w/Granite, Stainless Steel Appliances & Breakfast Bar which flows seamlessly into the Living Space. This Level includes a Full Bath, Convenient Laundry and a Versatile Smaller Bedroom, Home Office or Guest Space. The Second Level is dedicated to the Primary Suite, offering Privacy and Comfort with a Spacious Updated Full Bathroom. Step Outside to an Oversized Back Deck ideal for Grilling & Entertaining or Simply Relax and Enjoy the Lake Breeze. Other Features Include Tankless On-Demand Hot Water, New Water Filtration System, Vinyl Windows, 10yr Roof, Generator Hookup & Shed for Additional Storage. A Peaceful & Serene Lifestyle, Yet Minutes to the Highway & Shopping. This is the Perfect Condo Alternative for Anyone Looking for Easy Maintenance Living, Benefits of Outdoor Space yet No HOA. Boone Lake is a Private Resident Only 48 Acre Spring Fed Lake, Boats allowed, 50max horsepower and 30max speed limit, jet skis not allowed. Nature Lovers can explore nearby Wood River or hike/bike in Arcadia Park, a 14,000 Acre State Park. Don't Miss This Amazing Opportunity to call Boone Lake your Home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bathroom

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 920

Heating & Cooling

  • Heating features: Bottle Gas,Baseboard,Forced Water,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: EXETM0083B0005L0008

Features

  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Access,Beach,Walk to Fresh Water,Walk To Water

Lot

  • Lot size: 4,356 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$187$2,244
Property Taxes $516$6,192
Electricity $389$4,675
Total$3,210$38,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 02822$246
Washington County$618

vs Homes Sold Last Month

Median $/sqft

ZIP 02822$291
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$419,000
2026-07-24Price change$419,000
2026-07-06Listed for sale$425,000
2017-06-16Sold$220,000
2017-04-27Pending sale$230,000
2017-04-16Listed for sale$230,000
2016-07-31Listing removed$199,900
2016-05-10Price change$199,900
2016-03-07Price change$204,900
2015-12-29Listed for sale$209,900
2015-02-06Sold$53,288
2014-11-08Price change$79,900
2014-10-16Price change$15,000
2014-10-01Price change$79,900
2014-09-03Listed for sale$84,900
2014-05-09Sold$146,705
2014-04-23Listed for sale$92,900
2013-10-23Listing removed$99,900
2013-10-18Listed for sale$99,900
2013-04-26Listing removed$79,000
2012-12-04Price change$79,000
2012-08-03Listed for sale$165,000
1999-05-24Sold$77,000

For Sale by Agent

AgentRenee Fallon
BrokerageRE/MAX Professionals

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