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1210 Graces Cove Rd, Block Island, RI, 02807

5beds
6baths
5,571sqft
$6,650,000
$1,194price/sqft
$40,510/moest. monthly cost
$1,620,400/yrincome needed

About This Home

Coastal Elegance on Block Island’s West Side. Commanding a premier waterfront setting in the sought-after Grace’s Cove area, this exceptional coastal estate on Block Island’s west side seamlessly merges timeless New England architecture with a complete, high-end renovation, offering a level of privacy and quality rarely available on the Island. Set above the shoreline with uninterrupted views across the Sound and out to the mainland, the residence has been meticulously reimagined with curated finishes and advanced performance features throughout. The interior embraces a refined coastal aesthetic—hardwood flooring, custom millwork, tailored cabinetry, and designer lighting all working in harmony to create an atmosphere of relaxed sophistication. Expansive main living areas are bathed in natural light, with walls of glass and French doors opening to an array of outdoor living spaces, including ocean-facing verandas, a fire-lit terrace, and a dramatic infinity-edge pool and spa suspended above the sea. Designed for both effortless entertaining and quiet retreat, the home flows seamlessly between indoor and outdoor spaces. Private bedroom suites offer tranquil sanctuaries with sweeping water views, blending comfort and elegance at every turn. From sunrise reflections to glowing sunset skies, this extraordinary property offers a rare front-row seat to the natural beauty of Block Island—where luxury meets the enduring spirit of the coast, and every day feels like a getaway.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Block Island SchoolGrades K-122.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Paneled,Plaster,Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Finished,Bath/Stubbed,Family Room,Laundry,Storage Space,Utility

Bathroom

  • Features: Bath w Shower Stall, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Paneled),Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Central Vacuum
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 1,044
  • Finished area above ground: 4,527

Heating

  • Heating features: Oil,Radiant

Interior Area

  • Total structure area: 4,527
  • Total interior livable area: 5,571 sqft

Property

Details

  • Parcel number: BLOCM19L07402
  • Zoning: RA

Features

  • Pool features: In Ground
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Beach,Ocean Front,Saltwater Front,Walk to Salt Water

Lot

  • Lot size: 2.04 Acres
  • Features: Secluded

Parking

  • Total spaces: 7
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $33,626$403,512
Home Insurance *$2,641$31,692
Property Taxes $3,109$37,308
Electricity $1,134$13,615
Total$40,510$486,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,388,914/yr
40% on housing$1,215,300/yr
45% on housing$1,080,266/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,194This listing

vs Other Active Listings

Avg $/sqft

ZIP 02807$977
Washington County$613

vs Homes Sold Last Month

Median $/sqft

ZIP 02807$1,085
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-24Price change$6,950,000
2025-06-16Listed for sale$7,495,000
2012-01-26Sold$3,500,000
2011-09-08Listed for sale$4,200,000

For Sale by Agent

AgentRosemary TOBIN
BrokerageLila Delman Compass

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