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41 Carter St, Providence, RI, 02907

5beds
3baths
2,203sqft
$585,000
$266price/sqft
$4,495/moest. monthly cost
$179,800/yrincome needed

About This Home

Great Owner Occupied or Investment 3 Unit Property. The 1st and 3rd Fl units are ready to be rented or lived in. Laminate Floors throughout, Newer Kitchens with Granite Counters and Newer Cabinets. 2nd Floor needs a little updatig to make a profitable investment. Ceramic Tiled Bathrooms. Parking for 4-5 Cars. Near All Amenities... Shopping, Schools, Highways, Restaurants Etc.

Getting Around

74
WalkingVery Walkable
47
TransitSome Transit
63
BikeBikeable

Schools

7/10
2/10
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Mixed
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Range Hood,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: Off Site

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Storage Space,Utility

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Dry Wall),Skylight,Stairs,Plumbing (None),Insulation (Cap),Insulation (Floors),Insulation (Walls)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,203
  • Total interior livable area: 2,203 sqft

Property

Details

  • Parcel number: PROVM49L450
  • Attached to another structure: Yes
  • Zoning: R-3

Features

  • Stories: 3
  • Patio & porch: Porch

Lot

  • Lot size: 3,049 sqft
  • Features: Corner Lot,Sidewalks

Parking

  • Total spaces: 5
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$433$5,196
Property Taxes $656$7,872
Electricity $448$5,383
Total$4,495$53,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,114/yr
40% on housing$134,850/yr
45% on housing$119,866/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 02907$218
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02907$285
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$650,000
2012-07-11Sold$3,903
2011-08-20Listing removed$89,900
2011-05-01Price change$89,900
2011-04-03Price change$99,500
2011-02-21Listed for sale$110,000
2011-01-02Listing removed$110,000
2010-11-18Price change$110,000
2010-07-29Listed for sale$129,900
2009-12-30Sold$58,000
2009-11-12Sold$30,000
2008-08-15Sold$209,901
2005-07-26Sold$242,000
1995-05-02Sold$14,000

For Sale by Agent

AgentJan Hay
BrokerageRight Move RI, LLC

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