98 Andem St, Providence, RI, 02909
About This Home
Welcome to 98 Andem Street, a well-maintained two-family property offering an excellent opportunity for both investors and owner-occupants in the heart of Providence. Ideally located with convenient access to downtown, major highways, dining, shopping, and local amenities, this property delivers strong potential and everyday convenience. The property offers separate living spaces, making it ideal for rental income, multi-generational living, or owner-occupancy with supplemental income. Situated in an established neighborhood with strong rental demand, this is a smart addition to any portfolio. Whether you’re looking to invest or live in one unit while renting the other, this home presents a versatile and valuable opportunity in a growing Providence market.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1885
Materials
- Foundation: Concrete Perimeter
- Construction materials: Plaster,Shingles
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater,Oven/Range,Refrigerator
- Laundry features: In Building
Basement
- Has basement: Yes
- Basement: Partial,Interior Entry,Unfinished,Common,Laundry,Storage Space,Utility
Bathroom
- Features: Bath w Tub
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Wall (Plaster),Stairs
- Flooring: Hardwood
- Fireplace features: None
Heating & Cooling
- Heating features: Natural Gas,Baseboard,Forced Water
- Cooling features: None
Interior Area
- Total structure area: 2,265
- Total interior livable area: 2,265 sqft
Property
Details
- Parcel number: PROVM65L377
- Attached to another structure: Yes
Features
- Stories: 3
Lot
- Lot size: 4,007 sqft
Parking
- Total spaces: 4
- Parking features: No Garage,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $308 | $3,696 |
| Electricity | $461 | $5,535 |
| Total | $3,738 | $44,856 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $600,000 |
| 2013-11-18 | Sold | $150,000 |
| 2013-06-05 | Pending sale | $150,777 |
| 2013-04-14 | Price change | $150,777 |
| 2013-03-07 | Listed for sale | $165,000 |
| 2005-10-03 | Sold | $235,000 |
| 2001-02-06 | Sold | $76,000 |
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