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200 Waterman Lake Dr, Glocester, RI, 02814

2beds
2baths
2,200sqft
$829,000
$377price/sqft
$5,950/moest. monthly cost
$238,000/yrincome needed

About This Home

This is a 2 bedroom, 1 1/2 bath home situated on Waterman Lake Reservoir in Glocester, One of RI's premier lakes that is a private lake ensuring no public access. 80 feet of waterfront allowing for numerous boat dockage space. The upstairs kitchen has been renovated. The downstairs walkout kitchen is also renovated. A new deck overlooking the lake is right off the upstairs kitchen. Both the house and separate garage is vinyl sided, low maintenance. The attached garage has 1 car parking. The detached 2 car garage built in 2003 easily has the capability of becoming an ADU (28, x 24). One of the largest properties in the neighborhood. Lake access to a private beach with membership is also available in addition to a community hall and ramp.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
Fogarty Memorial SchoolGrades K-52.1 mi
5/10
Ponaganset Middle SchoolGrades 6-84.4 mi
8/10
Ponaganset High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Exhaust Fan,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Bath/Stubbed,Common,Kitchen,Laundry

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Family Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Features

  • Wall (Plaster),Rough Bath,Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: None
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 1,100
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Water,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: Lower

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Property

Details

  • Parcel number: GLOCM0WLB029
  • Zoning: Res
  • Other equipment: Cable TV

Features

  • Patio & porch: Deck,Patio,Porch,Screened
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Access,Beach,Dock,Freshwater Front,Walk to Fresh Water

Lot

  • Lot size: 5,501 sqft
  • Features: Corner Lot,Extra Lot

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$341$4,092
Property Taxes $970$11,640
Electricity $448$5,376
Total$5,950$71,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,000/yr
40% on housing$178,500/yr
45% on housing$158,666/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 02814$219
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02814$257
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$875,000

For Sale by Agent

AgentDerek Greene
BrokerageThe Greene Realty Group

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