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11 Hayfield Ln, Cumberland, RI, 02864

3beds
4baths
3,122sqft
$879,900
$282price/sqft
$6,325/moest. monthly cost
$253,000/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 3.5 bath home offering 2,611 sf. of comfortable living space. This layout provides plenty of room for everyday living and entertaining. Bright kitchen with plenty of windows provides a nice view. Good sized great room on second level can also be used as a nice home office. Generously sized bedrooms offer comfort and privacy. Additional features also include hardwood floors, fireplaces, central air conditioning and irrigation system. Finished walk-out basement with a full bath. Ample size deck and porch are just a few added features. Outside, you'll find a large backyard perfect for entertaining or family get togethers. There is also a shed to store your equipment and lawnmower not to mention the additional storage under the deck. This property has been well maintained. Call today for an appointment!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

10/10
Community SchoolGrades K-51.0 mi
9/10
9/10
Cumberland High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Plaster,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Bath/Stubbed,Playroom,Workout Room

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bathroom

  • Level: Lower

Bathroom

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Second

Dining Room

  • Level: First

Exercise Room

  • Level: Lower

Family Room

  • Level: First

Features

  • Wall (Dry Wall),Wall (Plaster)
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Brick,Gas
  • Fireplace: Yes
  • Finished area below ground: 511
  • Finished area above ground: 2,611

Great Room

  • Level: Second

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,611
  • Total interior livable area: 3,122 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: CUMBM024B0307L000

Lot

  • Lot size: 0.58 Acres
  • Features: Corner Lot,Sprinklers

Parking

  • Total spaces: 6
  • Parking features: Attached,Integral,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$337$4,044
Property Taxes $904$10,848
Electricity $635$7,629
Total$6,325$75,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,857/yr
40% on housing$189,750/yr
45% on housing$168,666/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$256
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$879,900
2026-07-28Listed for sale$879,900
1996-07-25Sold$191,500

For Sale by Agent

AgentJeffrey Fontaine
BrokerageFontaine Real Estate, Inc.

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