42 Charles Ave, Charlestown, RI, 02813
About This Home
Spacious ranch-style home in the heart of Charlestown offering comfortable one-level living and plenty of room to gather with family and friends. Enjoy the screened-in porch overlooking a generous backyard bordered by a beautiful stone wall—an ideal setting for entertaining, outdoor dining, or simply relaxing in a peaceful setting. Inside, the home features ample living space with a versatile layout designed for everyday living and hosting guests. Conveniently located near a state park and just minutes from Charlestown Beach and a public boat launch, this property is perfect for enjoying the coastal lifestyle. Commuters and travelers will appreciate the easy highway access and proximity to transportation, including the train station just 15 minutes away, providing convenient service to Boston and New York City. Additional nearby attractions include the Point Judith Ferry to Block Island, Westerly, Mystic, CT, Casinos in CT providing entertainment and fine dining, along with numerous charming seaside communities, restaurants, marinas, and recreational opportunities throughout Southern Rhode Island.Whether you're seeking a full-time residence, a coastal vacation home, or an income-producing investment property, this Charlestown gem offers outstanding potential in a desirable location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Shingles,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Dryer,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Finished,Common,Laundry
Bathroom
- Features: Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Wall (Dry Wall),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls)
- Flooring: Hardwood
- Fireplace features: None
- Finished area below ground: 700
- Finished area above ground: 1,080
Heating & Cooling
- Heating features: Oil,Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,780 sqft
Property
Accessibility
- Accessibility features: One Level
Details
- Parcel number: CHARM16L76
- Other equipment: Cable TV
Lot
- Lot size: 0.91 Acres
- Features: Wooded
Parking
- Total spaces: 6
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Hurricane
- Ice Storm
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance * | $266 | $3,192 |
| Property Taxes | $281 | $3,372 |
| Electricity | $389 | $4,675 |
| Total | $3,914 | $46,968 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $589,000 |
| 2026-06-19 | Listed for sale | $629,000 |
| 2021-12-08 | Listing removed | -- |
| 2021-07-11 | Listed for sale | $349,000 |
| 2008-09-21 | Listing removed | $229,000 |
| 2008-08-04 | Listed for sale | $229,000 |
| 1996-08-22 | Sold | $80,000 |
View on Zillow