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42 Camden Rd, Narragansett, RI, 02882

5beds
4baths
2,550sqft
$1,495,000
$586price/sqft
$9,589/moest. monthly cost
$383,560/yrincome needed

About This Home

Exquisite custom designed 5 bedroom home in desirable Bonnet Shores. Many recent renovations with exceptional workmanship and attention to detail. Updated bathrooms. Home has been meticulously cared for - ready for you to move right in! Open floor plan with 9 foot ceilings and gleaming new hardwoods. Expansive living room with cozy fireplace, speaker sound system and plenty of space to entertain. Gorgeous gourmet kitchen with stainless steel appliances, granite counters and opens up nicely to the dining area. Ensuite primary bedroom with walk-in closet. Third floor boasts a fifth bedroom/office, half bath and media & recreation room. Fabulous space! Laundry room on first floor for easy convenience. Central air and sewers. Relax in the private backyard with large patio, gardens and firepit area. Home features an outdoor shower for your use after a fun day at the beach. Oversized shed and full basement. New furnace and oil tank. Furniture is negotiable - possible turn key... Nothing to do, but move right in. Just a short stroll to the beach for swimming, fishing & kayaking. Coastal tranquility throughout. Home is waiting for you to make your lasting memories by the sea...

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
8/10
Narragansett Pier SchoolGrades 5-84.4 mi
10/10
Narragansett High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Wall (Dry Wall),Cathedral Ceiling(s),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Tile
  • Fireplace: Yes
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 2,550

Heating & Cooling

  • Heating features: Oil,Forced Air,Hydro-Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Property

Details

  • Parcel number: NARRMNSB74
  • Other equipment: Cable TV

Features

  • Patio & porch: Patio
  • Waterfront features: Access,Beach,Flood Insurance,Walk to Salt Water

Lot

  • Lot size: 6,011 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$685$8,220
Property Taxes $826$9,912
Electricity $519$6,231
Total$9,589$115,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,765/yr
40% on housing$287,670/yr
45% on housing$255,706/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 02882$687
Washington County$616

vs Homes Sold Last Month

Median $/sqft

ZIP 02882$570
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$1,495,000
2026-07-08Price change$1,495,000
2026-06-17Listed for sale$1,595,000
2021-09-01Sold$907,000
2021-07-08Contingent$945,000
2021-06-11Price change$945,000
2021-05-14Listed for sale$985,000
2009-11-07Listing removed$699,000
2009-08-29Listed for sale$699,000
1994-06-30Sold$125,000
1991-09-05Sold$125,000

For Sale by Agent

AgentSharon Ford
BrokerageRI Real Estate Services

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