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4201 Bel Ridge Dr, Lincoln, NE, 68521

4beds
2baths
1,728sqft
$345,000
$200price/sqft
$2,476/moest. monthly cost
$99,040/yrincome needed

About This Home

Thoughtfully remodeled from top-to-bottom, this move-in ready Belmont ranch offers the perfect combination of modern updates, functional living space, and a generous corner lot. Sunlight fills the open main level, where luxury vinyl plank flooring flows throughout and the beautifully updated kitchen features granite countertops, stainless steel appliances, modern cabinetry, and a spacious dining area with sliding doors leading to the new concrete patio, perfect for entertaining or relaxing beneath mature shade trees. The fully finished basement adds exceptional versatility with a spacious family room, an additional bedroom, a full bath, laundry room, and dedicated storage space. Every detail has been carefully updated to create a clean, timeless design that feels both comfortable and inviting. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this turnkey home is ready for its next owner.

Getting Around

34
WalkingCar-Dependent
25
TransitSome Transit
52
BikeBikeable

Schools

4/10
Belmont Elementary SchoolGrades PK-50.5 mi
1/10
North Star High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Refrigerator,Dishwasher
  • Laundry features: Vinyl Floor

Basement

  • Area: 1041

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress,Finished

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Main

Bedroom3

  • Features: Wall/Wall Carpeting
  • Level: Main

Bedroom4

  • Features: Vinyl Floor
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Family Room

  • Features: Vinyl Floor
  • Level: Basement

Features

  • Window features: LL Daylight Windows
  • Flooring: Luxury Vinyl,Plank
  • Finished area below ground: 687
  • Finished area above ground: 1,041

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Luxury Vinyl Plank
  • Level: Main

Master Bedroom

  • Features: Wall/Wall Carpeting
  • Level: Main

Property

Details

  • Parcel number: 1112117001000

Features

  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: Over 1/4 up to 1/2 Acre,City Lot,Corner Lot,Subdivided
  • Lot size dimensions: 98 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $262$3,144
Property Taxes $346$4,152
Electricity $124$1,493
Total$2,476$29,712

Income You'd Need if You Spent...

35% on housing$84,891/yr
40% on housing$74,280/yr
45% on housing$66,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 68521$166
Lancaster County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 68521$166
Lancaster County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$345,000
2026-07-23Listed for sale$355,000
2026-07-21Listing removed--
2026-06-20Price change$335,000
2026-06-15Price change$348,000
2026-05-30Listed for sale$355,000
2025-03-21Sold$215,000
2025-03-05Pending sale$215,000
2025-03-04Listed for sale$215,000

For Sale by Agent

AgentIris Lobo
BrokerageBHHS Ambassador Real Estate

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