




117 Gray St, Providence, RI, 02909
About This Home
Opportunity awaits at 117 Gray Street in Providence! This well-loved home has been cared for by the same family for generations and is ready for its next chapter. Offering solid bones and endless potential, it's the perfect opportunity for buyers looking to add their own style and personal touches. Situated on a large corner lot with a spacious side yard, the property offers ample space for outdoor entertaining, gardening, or future possibilities, including the potential for an ADU (buyer to perform all due diligence and verify with the City of Providence). Conveniently located near shopping, restaurants, schools, parks, hospitals, downtown Providence, and major highways, you'll enjoy easy access to everything the city has to offer. Property is being sold as is and may contain asbestos-wrapped pipes and knob-and-tube wiring in the basement. Bring your vision and make this home your own! If you're looking to purchase a home like this with little to no money down, contact me directly to learn about available financing options.
Getting Around
Schools
Construction
Condition
- Year built: 1934
Materials
- Foundation: Mixed
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,045
Heating & Cooling
- Heating features: Oil,Steam
- Cooling features: None
Interior Area
- Total structure area: 1,045
- Total interior livable area: 1,045 sqft
Property
Details
- Parcel number: PROVM95L266
Lot
- Lot size: 3,484 sqft
Parking
- Total spaces: 3
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $164 | $1,968 |
| Electricity | $389 | $4,675 |
| Total | $1,967 | $23,604 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $249,999 |
| 2026-07-30 | Listed for sale | $249,999 |
| 2022-10-05 | Sold | $244,000 |
| 2022-08-26 | Pending sale | $240,000 |
| 2022-07-20 | Price change | $240,000 |
| 2022-06-08 | Listed for sale | $255,000 |
| 1999-12-09 | Sold | $80,000 |
