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38 Padelford Ave, Riverside, RI, 02915

3beds
2baths
1,176sqft
$429,900
$366price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

A farmer’s porch welcomes you to this charming Colonial, tucked away on a private, fenced-in lot in the sought-after Riverside area. The newly updated kitchen features granite countertops, new flooring, stainless steel appliances and white cabinetry, while the updated full bathroom also includes granite countertops. The dining room opens to the living room, creating a comfortable and functional layout. A slider from the dining room leads to a deck, ideal for entertaining and outdoor gatherings. The second floor includes a primary bedroom with a half bathroom and two additional bedrooms. New high-efficiency on-demand heating/hot water system. A wonderful opportunity in a desirable neighborhood close to local amenities, the East Bay bike path and easy highway access. The lawn has been enhanced and the dining and family rooms have been virtually staged.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Watters AnnexGrades 0.1 mi
4/10
Riverside Middle SchoolGrades 6-80.6 mi
5/10

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Storage Space,Utility

Bathroom

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Storage

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: EPROM311B12L011U
  • Other equipment: Cable TV

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$186$2,232
Property Taxes $462$5,544
Electricity $389$4,675
Total$3,210$38,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 02915$247
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02915$295
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$429,900
2026-07-15Listing removed$429,900
2026-06-25Listed for sale$429,900
2024-09-30Sold$420,000
2024-04-29Sold$387,500
2024-03-11Pending sale$389,900
2024-03-08Contingent$389,900
2024-02-21Listed for sale$389,900
2022-06-24Sold$335,000
2022-04-05Pending sale$310,000
2022-03-30Listed for sale$310,000
2022-03-14Pending sale$310,000
2022-03-08Listed for sale$310,000
2015-09-09Sold$189,000
2015-06-17Listed for sale$194,900
2008-07-01Sold$200,000
2007-12-28Sold$140,000
2007-11-14Sold$3,000
2004-07-30Sold$212,000

For Sale by Agent

AgentJo-Ann Molinaro
BrokerageRE/MAX Professionals

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