225 Scott Rd, Cumberland, RI, 02864
About This Home
Welcome to a truly unique piece of Cumberland history. Nestled on 8.76 acres of picturesque agricultural land, this exceptional 4-bedroom, 2.5-bath historic farmhouse blends timeless New England charm with endless possibilities. Built in the 1800s, the home showcases exposed beams, original character, and the warmth of generations past. Surrounded by open fields and mature trees, this property is ideal as a horse farm, hobby farm, or private country estate. The existing horse stable, expansive acreage, and peaceful setting provide the perfect opportunity for equestrian enthusiasts or anyone seeking space, privacy, and a rural lifestyle. Recent updates include a newer roof and a new heating system, offering peace of mind while leaving room to make the home your own. A detached garage/barn adds versatility for vehicles, equipment, storage, or livestock. Rarely does a property of this caliber become available—offering history, charm, agricultural potential, and the chance to create your own legacy in one of Cumberland’s most desirable locations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1800
Materials
- Foundation: Brick/Mortar,Stone
- Construction materials: Clapboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Plumbing (Mixed)
- Flooring: Ceramic Tile,Hardwood,Wood
- Number of fireplaces: 2
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 1,896
- Finished area above ground: 2,994
Heating & Cooling
- Heating features: Bottle Gas,Baseboard
- Cooling features: Individual Unit
Interior Area
- Total structure area: 2,994
- Total interior livable area: 4,890 sqft
Property
Details
- Parcel number: CUMBM035B0008L000
- Zoning: A2
Features
- Patio & porch: Patio
Lot
- Lot size: 8.76 Acres
- Features: Paved
Parking
- Total spaces: 12
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $402 | $4,824 |
| Property Taxes | $1,079 | $12,948 |
| Electricity | $995 | $11,950 |
| Total | $7,785 | $93,420 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $1,050,000 |
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