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100 Granite St, Warwick, RI, 02886

2beds
2baths
1,936sqft
$399,900
$207price/sqft
$3,080/moest. monthly cost
$123,200/yrincome needed

About This Home

Welcome home to this charming 2/3 bedroom, 2 bath Ranch, conveniently nestled in a picturesque plat! This home offers a fantastic opportunity to create the space you've always envisioned, and with a little paint, some decor ideas, and some patience, you'll truly have a beauty on your hands! Situated on a desirable corner lot, close to shopping, dining, schools, and major highways, this home features a functional layout with endless potential. Inside, you'll find beautiful hardwood floors, two fireplaces that add warmth and character, and a bright sunroom that's perfect for relaxing with your morning coffee or enjoying the changing seasons. The finished basement provides a clean slate of additional living space, ideal for a family room, home office, gym, or guest area. The dining room could easily be brought back to an additional bedroom if space is required on the main level. The backyard is spacious and offers mature perennial plantings, privacy, and a back deck for those summertime grilling parties! The possibilities are endless! This home offers solid bones and the chance to add your own personal style and value. The potential is rich here, and in a short time, this property could be picture perfect. Don't miss the opportunity to make it your own!

Getting Around

24
WalkingCar-Dependent
33
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

6/10
Robertson SchoolGrades K-51.9 mi
5/10
5/10
Toll Gate High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partially Finished,Family Room,Utility

Bathroom

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Brick,Stone
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 1,136

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,136
  • Total interior livable area: 1,936 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: WARWM247B0074L0000
  • Zoning: R1

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$196$2,352
Property Taxes $468$5,616
Electricity $394$4,731
Total$3,080$36,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,600/yr
40% on housing$92,400/yr
45% on housing$82,133/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 02886$250
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02886$293
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$399,900
2026-07-30Listed for sale$399,900

For Sale by Agent

AgentNoonan / Lombardi Team
BrokerageNoonan/Lombardi, REALTORS

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